362 Towne St, Brandon, MS 39042 Property Records

Rankin County property record for 362 Towne St, Brandon, MS 39042

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,352 sqft · built 2013
Lot Size0.399 acres (17,395 sqft)
Owner2 Individual Names on Record
Last Sale$249,900 (Jul 2021)
Tax Bill$1,625 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Dec 2022 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNJ07M000002 01080

Property Details

APN / Parcel Number

Primary APNJ07M000002 01080
Alternative APN
  • 76627

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,352 sqft Adjusted Area
1st Floor Area1,970 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialShingle
Lot Area17,395 sqft (0.399 acres)
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number76627
Street Address362 TOWNE ST
CityBRANDON
StateMS
Zip39042-5022
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 108 TOWNE STATION PHASE 2
Legal Range03E
Legal Township05N
Legal Section26
Legal SubdivisionTOWNE STATION PHASE 2
Legal Phase2
Legal Lot Number108
JurisdictionRANKIN MS
Township / Civil Division3
Census Block Group2
Census Block2000
Census Tract20806

Owner

Source: Rankin County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address362 TOWNE ST, BRANDON, MS 39042-5022
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2026Deed of Trust, Mortgage · Line of Credit
KEESLER FEDERAL CREDIT UNION
Dec 16, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BANKFIRST FINANCIAL
Jul 13, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2021 · Amount on Record
Deed SaleJul 13, 2021 · Amount on Record
Prior SaleJul 12, 2021
Deed Book / Page2021 / 17045
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Recording DateMay 13, 2026
Property Address362 TOWNE ST, BRANDON, MS 39042-5022
Document Number3026043865
Book / Page3026 / 43865
Instrument DateMay 8, 2026
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 TOWNE ST, BRANDON, MS 39042-5022
InvestorPossibly a Property Investor

Mortgage

Document Number3026043865,
DateMay 13, 2026
Book Page3026/43865
Lender
NameKEESLER FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRANKIN MS
Property Address362 TOWNE ST, BRANDON, MS 39042-5022
Transaction TypeMortgage
Record UpdatedJan 11, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000120303
DateDec 16, 2022
Book Page3022/120303
Lender
NameBANKFIRST FINANCIAL
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueJan 1, 2042

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRANKIN MS
Recording DateJul 13, 2021
Property Address362 TOWNE ST, BRANDON, MS 39042-5022
Document Number0000017045
Book / Page2021 / 17045
Instrument DateJul 2, 2021
Transaction TypeTransfer
Record UpdatedAug 16, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 TOWNE ST, BRANDON, MS 39042-5022

Tax Assessment & Valuation

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

TypeName
StateMississippi
MunicipalityBrandon City
CountyRankin County
Unified School DistrictRankin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,625.00 (-34.53%) Homeowner's exemption Senior Citizen's exemption$21,025 (+6.3%)
2024$2,482.00 (+24.1%)$210,250 (+6.3%) Land $40,000 Building $170,250
2023$19,779
2021$197,790 Land $40,000 Building $157,790
2019$2,000.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BRANDON
serves 31,852 people · EPA ID MS0610003
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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