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362 Spindale St, Spindale, NC 28160 Property Records

Rutherford County property record for 362 Spindale St, Spindale, NC 28160 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 2,364 sqft · built 1929
Lot Size0.369 acres (16,117 sqft)
OwnerIndividual Name on File
Tax Bill$1,535 (2022)
Deeds & MortgagesSep 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN1210028

Property Details

APN / Parcel Number

Primary APN1210028
Alternative APN
  • 20280

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,364 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1966
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area16,117 sqft (0.369 acres)
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemFan Cooling
Heating SystemHeat Pump

Location & Zoning

Account Number20280
Street Address362 SPINDALE ST
CitySPINDALE
StateNC
Zip28160-1606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGPIN:1620197000250000; RES SPINDALE ST
Legal Block4
Legal Lot Number3
JurisdictionRUTHERFORD NC
Township / Civil DivisionRUTHERFORDTON
Census Block Group1
Census Block1053
Census Tract960600

Owner

Source: Rutherford County records · APN 1210028

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address362 SPINDALE ST, SPINDALE, NC 28160-1606
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Document Number0000786677
Record UpdatedJun 07, 2026

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRUTHERFORD NC
Property Address362 SPINDALE ST, SPINDALE, NC 28160-1606
Document Number0020273802
Instrument DateSep 28, 2019
Transaction TypeMortgage
Record UpdatedDec 04, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 SPINDALE ST SPINDALE NC 281601606, SPINDALE, NC 28160-1606

Mortgage

Document Number0020273802
DateNov 13, 2019
Book Page002027/003802
Instrument5169
Lender
NameHOUSING FIN AGCY
AddressPO BOX 28066, RALEIGH, NC 27611-8066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueNov 12, 2026

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
MunicipalitySpindale Town
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$179,500 Land $11,000 Building $168,500$179,500 Land $11,000 Building $168,500
2022$1,535.00
2021$1,535.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619606001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,125 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 160 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Vyve BroadbandCable2,000 / 50
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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