362 Severn Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 362 Severn Rd, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,536 sqft · built 1959
Lot Size	0.282 acres (12,297 sqft)
Owner	2 Individual Names on File
Last Sale	$565,000 (Aug 2026)
Tax Bill	$5,323 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Apr 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-240-04301400`

Property Details

APN / Parcel Number

Primary APN	`02-240-04301400`
Alternative APNs	`2-240-04301400` `24004301400`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,297 sqft (0.282 acres)
Garage Type	Detached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	24004301400
Street Address	362 SEVERN RD
City	ANNAPOLIS
State	MD
Zip	21401-6650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 18 30TO33 BK 38 EPPING FOREST
Legal Subdivision	EPPING FOREST
Legal Block	38
Legal Lot Number	18
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2008
Census Tract	702702

Owner

362 Severn Rd is owned by two individuals who bought it in August 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7524 HACKAMORE DR, POTOMAC, MD 20854-3817
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed, Transfer · Conventional Mortgage MORGAN STANLEY BANK
Apr 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on File
Deed Sale	Aug 21, 2026 · Amount on File
Deed Book / Page	42642 / 151
Prior Transfer Date	Aug 4, 2026
Prior Transfer Doc	4264000151
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Aug 21, 2026
Property Address	362 SEVERN RD, ANNAPOLIS, MD 21401-6650
Document Number	4264000151
Book / Page	42642 / 151
Instrument Date	Aug 4, 2026
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	CHAMPION TITLE AGENCY, CHAMPION TITLE & SETTLEMENTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570,650.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	7524 HACKAMORE DR, POTOMAC, MD 20854-3817

Mortgage

Document Number	4264000163,
Date	Aug 21, 2026
Book Page	42642/163

Lender

Name	MORGAN STANLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 26, 2022
Property Address	362 SEVERN RD, ANNAPOLIS, MD 21401-6650
Document Number	0386510131
Book / Page	38651 / 131
Map Reference	MB 1 FO 39
Instrument Date	Apr 18, 2022
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 SEVERN RD, ANNAPOLIS, MD 21401-6650

Tax Assessment & Valuation

The 2025 property tax bill for 362 Severn Rd was $5,323, up 4.1% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,533 (+6.82%)	$655,800 (+20.46%) Land $480,600 Building $175,200
2025	$5,323.00 (+4.11%) Homeowner's exemption	$544,400 Land $389,400 Building $155,000	$544,400 Land $389,400 Building $155,000
2024	$5,113.00 (+55.22%)
2023	$3,294.00 Homeowner's exemption	$502,200	$544,400 Land $389,400 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Severn Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (2003–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Severn Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPPING FOREST private · serves 500 people · EPA ID MD0020011
Water Source	Groundwater
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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