362 Santander Ct, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 362 Santander Ct, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,875 sqft · built 2017
Lot Size	0.307 acres (13,372 sqft)
Owner	2 Individual Names on Record
Last Sale	$10,500 (Apr 2022)
Tax Bill	$19,402 (2025)
Deeds & Mortgages	Apr 2022 Sale Jan 2018 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`412329178001`

Property Details

APN / Parcel Number

Primary APN	`412329178001`
Alternative APNs	`00952601772009` `10004711381`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,875 sqft Living Area
Gross Area	4,496 sqft
1st Floor Area	2,875 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Tile
Lot Area	13,372 sqft (0.307 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	744 sqft
Driveway	Driveway
Driveway Area	980 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	28 sqft
Porch	Raised Porch
Porch Area	876 sqft
Loading Dock	450 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952601772009
Street Address	362 SANTANDER CT
City	PUNTA GORDA
State	FL
Zip	33950-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK279 LT22 678/1327 1550/96 2422/288 3684/870 4023/480 4410/112 4410/131 4589/1051 4616/836 4969/1325
Legal Range	23E
Legal Township	41S
Legal Section	29
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	279
Legal Lot Number	22
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2020
Census Tract	10405

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Warranty Deed, Transfer HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS
Jan 17, 2018	Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA
Jun 18, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Aug 17, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Feb 27, 2019	Quit Claim Deed, Transfer ENTITLE INSURANCE COMPANY, ENTITLE INS CO
Feb 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2022 · Amount on Record
Deed Sale	Apr 22, 2022 · Amount on Record
Prior Sale	Oct 27, 2015 · Amount on Record
Deed Document Number	20223091532
Deed Book / Page	4969 / 1325
Prior Transfer Date	Apr 26, 2020
Prior Transfer Doc	0045891051
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 22, 2022
Property Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044
Document Number	0049691325
Book / Page	4969 / 1325
Map Reference	MB 8 PG 20A
Instrument Date	Apr 22, 2022
Instrument	3091532
Transaction Type	Transfer
Record Updated	May 13, 2022
Title Company	HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS

Transaction

Amount	Amount Recorded
Tax	$10,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	362 SANTANDER CT, 362, PUNTA GORDA, FL 33950-8044

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042731715
Date	Jan 17, 2018
Book Page	4273/1715
Instrument	2580099

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 18, 2020
Property Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044
Document Number	0045891051
Book / Page	4589 / 1051
Map Reference	MB 8 PG 20A
Instrument Date	Apr 26, 2020
Instrument	2821911
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044

Mortgage

Document Number	0045891054
Date	Jun 18, 2020
Instrument	4589/1054

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 17, 2020
Property Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044
Document Number	0046160836
Book / Page	4616 / 836
Map Reference	MB 8 PG 20A
Instrument Date	Apr 21, 2020
Instrument	2841189
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044

Mortgage

Document Number	0004616839
Date	Aug 17, 2020
Instrument	4616/839

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 27, 2019
Property Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044
Document Number	0044100131
Book / Page	004410 / 000131
Instrument Date	Feb 4, 2019
Instrument	2687146
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	362 SANTANDER CT PUNTA GORDA FL 339508044, PUNTA GORDA, FL 33950-8044

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 27, 2019
Property Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044
Document Number	0044100112
Book / Page	4410 / 0112
Map Reference	MB 8 PG 20A
Instrument Date	Feb 4, 2019
Instrument	2687144
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ENTITLE INSURANCE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 SANTANDER CT, PUNTA GORDA, FL 33950-8044

Mortgage

Document Number	0044100115
Date	Feb 27, 2019
Book Page	4410/0115
Instrument	2687145

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10006

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,402.00 (-2.98%) Homeowner's exemption	$1,208,491 (+5.99%)	$1,219,176 (+9.96%) Land $352,750 Building $866,426
2024	$19,997.00 (+1.28%)
2023	$19,744.00 (+51.98%) Homeowner's exemption	$1,140,225 (+52.68%)	$1,108,793 (+2.38%) Land $385,000 Building $723,793
2022	$12,991.00 Homeowner's exemption	$746,826	$1,083,014 Land $297,500 Building $785,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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