362 Sailfish Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 362 Sailfish Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,707 sqft · built 1987
Lot Size0.172 acres (7,499 sqft)
OwnerIndividual Name on File
Last Sale$385,000 (Jul 2021)
Tax Bill$4,438 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jul 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-590-5562-4

Property Details

APN / Parcel Number

Primary APNC56-000-590-5562-4
Alternative APN
  • 00-2S-22-490A-000B-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,707 sqft Heated Area
Gross Area2,517 sqft
1st Floor Area1,491 sqft
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,499 sqft (0.172 acres)
Garage TypeFinished
Garage Area396 sqft
PorchOpen Porch
Porch Area580 sqft
Patio Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address362 SAILFISH DR
CityDESTIN
StateFL
Zip32541-2247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSHLIN PARK S/D BLK B LOT 1
Legal Range22
Legal Township02S
Legal SubdivisionPARK S/D
Legal BlockB
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2014
Census Tract23306

Owner

362 Sailfish Dr is owned by an individual who bought it in July 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address350 BROOKS ST SE, FORT WALTON BEACH, FL 32548-7238
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · FHA Mortgage
SERVICEMAC LLC
Jul 16, 2021Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Mar 20, 2018Quit Claim Deed, Transfer · FHA Mortgage
SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 16, 2021 · Amount on File
Deed SaleJul 16, 2021 · Amount on File
Prior SaleMar 20, 2018
Deed Document Number3472379
Deed Book / Page3560 / 3731
Record UpdatedJun 8, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address362 SAILFISH DR, DESTIN, FL 32541-2247
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 BROOKS ST SE, FORT WALTON BEACH, FL 32548-7238

Mortgage

Document Number0003774313
DateSep 24, 2025
Instrument3774313
Lender
NameSERVICEMAC LLC
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term311 Months
DueAug 1, 2051

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJul 16, 2021
Property Address362 SAILFISH DR, DESTIN, FL 32541-2247
Document Number0035603731
Book / Page3560 / 3731
Map ReferenceMB 9 PG 77
Instrument DateJul 9, 2021
Instrument3472379
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyALACHUA TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address362 SAILFISH DR, 362, DESTIN, FL 32541-2247

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 SAILFISH DR, DESTIN, FL 32541-2247

Mortgage

Document Number35603733
DateJul 16, 2021
Instrument3560/3733
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOKALOOSA FL
Recording DateMar 20, 2018
Property Address362 SAILFISH DR, DESTIN, FL 32541-2247
Document Number0033414837
Book / Page003341 / 004837
Instrument DateMar 1, 2018
Instrument3195238
Transaction TypeTransfer
Record UpdatedMar 30, 2018
Title CompanyEMERALD COAST TITLE SERVICES INC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 SAILFISH DR DESTIN FL 325412247, DESTIN, FL 32541-2247

Mortgage

Document Number33414839
DateMar 20, 2018
Book Page003341/004839
Instrument3195239
Lender
NameSOUTHEAST MTG/GA
TypeMortgage Company
AddressDULUTH, GA 30096
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 362 Sailfish Dr was $4,438.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,438.00$374,791 Land $108,854 Building $265,937$374,791 Land $108,854 Building $265,937
2023$4,337.00 (+38.83%)$363,084 (+21.97%) Land $98,769 Building $264,315$363,084 (+9.1%) Land $98,769 Building $264,315
2022$3,124.00 Homeowner's exemption$297,691$332,802 Land $89,790 Building $243,012

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Sailfish Dr in Zone X, an area of minimal flood risk, though there have been 95 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Sailfish Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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