362 Roanoke Cir, Columbus, MS 39705 Property Records

Lowndes County property record for 362 Roanoke Cir, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,069 sqft · built 1984
Lot Size	0.553 acres (24,111 sqft)
Owner	Individual Name on File
Tax Bill	$118 (2025)
Deeds & Mortgages	Oct 2016 Loan Modification Oct 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48W220002300`

Property Details

APN / Parcel Number

Primary APN	`48W220002300`
Alternative APNs	`008214` `8214`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	2,069 sqft Adjusted Area
1st Floor Area	1,008 sqft
2nd Floor Area	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,111 sqft (0.553 acres)
Lot Dimensions	171 ft deep x 141 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	008214
Street Address	362 ROANOKE CIR
City	COLUMBUS
State	MS
Zip	39705-9693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	362 ROANOAK CIR LOT 29
Legal Range	18W
Legal Township	17S
Legal Section	26
Legal Subdivision	ROANOKE ESTATES
Legal Lot Number	29
Jurisdiction	LOWNDES MS
Township / Civil Division	1
Census Block Group	1
Census Block	1021
Census Tract	301

Owner

362 Roanoke Cir is owned and occupied by an individual who acquired it in April 2016.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	362 ROANOKE CIR, COLUMBUS, MS 39705-9693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2016	Loan Modification, Mortgage · FHA Mortgage PENNYMAC
Oct 28, 2016	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 26, 2016
Transfer Doc	0020162745
Record Updated	Jun 8, 2026

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	362 ROANOKE CIR, COLUMBUS, MS 39705-9693
Document Number	0020175937
Book / Page	002017 / 005937
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Mar 23, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 ROANOKE CIR COLUMBUS MS 397059693, COLUMBUS, MS 39705-9693

Mortgage

Document Number	0020175937
Date	Mar 17, 2017
Book Page	002017/005937

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

October 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LOWNDES MS
Property Address	362 ROANOKE CIR, COLUMBUS, MS 39705-9693
Document Number	0020171081
Book / Page	002017 / 001081
Instrument Date	Oct 28, 2016
Transaction Type	Mortgage
Record Updated	Jan 18, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 ROANOKE CIR COLUMBUS MS 397059693, COLUMBUS, MS 39705-9693

Mortgage

Document Number	0020171081
Date	Jan 12, 2017
Book Page	002017/001081

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 362 Roanoke Cir was $118 with exemptions applied, up 1.7% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Columbus Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$118.00 (+1.72%) Homeowner's exemption Senior Citizen's exemption	$9,914	$99,140 Land $10,000 Building $89,140
2024	$116.00 (-0.85%)
2023	$117.00 Homeowner's exemption Senior Citizen's exemption	$8,550	$85,500 Land $10,000 Building $75,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Roanoke Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Roanoke Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LOWNDES W/A #2-HUCKLEBERRY public/private · serves 7,035 people · EPA ID MS0440080
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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