Kenton County property record for 362 Riverbend Dr, Ludlow, KY 41016
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,735 sqft · built 2007 |
| Lot Size | 0.04 acres (1,735 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,000 (Jun 2022) |
| Tax Bill | $5,733 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 840-20-01-017.22 |
| Primary APN | 840-20-01-017.22 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,735 sqft Finished Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 1,735 sqft (0.04 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 362 RIVERBEND DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41016-1710 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | RIVERS BREEZE SEC 6 UNIT 17-202 1735 SF WATERFORD ENTRY LEVEL |
| Legal Subdivision | RIVERS BREEZE |
| Legal Phase | 6 |
| Legal Lot Number | 17-202 |
| Legal Unit | 17-202 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63800 |
362 Riverbend Dr, a condominium, is owned and occupied by two individuals who bought it in June 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 362 RIVERBEND DR, COVINGTON, KY 41016-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage GUARDIAN SAVINGS BANK |
| Apr 26, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2022 · Amount on File |
| Deed Sale | Jun 16, 2022 · Amount on File |
| Prior Sale | Apr 26, 2022 · Amount on File |
| Deed Document Number | 2022344 |
| Deed Book / Page | 171 / 775 |
| Prior Transfer Date | Aug 2, 2007 |
| Prior Transfer Doc | 0005900303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 16, 2022 |
| Property Address | 362 RIVERBEND DR, LUDLOW, KY 41016-1710 |
| Document Number | 0005900344 |
| Book / Page | 171 / 775 |
| Map Reference | MB C-1234 PG 298 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 22061605900344 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2877 PARADISE RD UNIT 3601, 2877, LAS VEGAS, NV 89109-5260 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0005900067 |
|---|---|
| Date | Jun 20, 2022 |
| Book Page | 381/273 |
| Instrument | 22062005900067 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 26, 2022 |
| Property Address | 362 RIVERBEND DR, LUDLOW, KY 41016-1710 |
| Document Number | 0005900175 |
| Book / Page | 161 / 852 |
| Map Reference | MB C-1234 PG 298 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 22042605900175 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2877 PARADISE RD UNIT 3403, 2877, LAS VEGAS, NV 89109-5277 |
| Name | Verified Name |
|---|---|
| Address | 2877 PARADISE RD UNIT 3403, 3403, LAS VEGAS, NV 89109-5277 |
The 2025 property tax bill for 362 Riverbend Dr was $5,733.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Ludlow City |
| Unified School District | Ludlow Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $439,000 (-) Building $439,000 | $439,000 (-) Building $439,000 | |
| 2025 | $5,733.00 | $439,000 Building $439,000 | $439,000 Building $439,000 |
| 2023 | $5,649.00 | $439,000 Building $439,000 | $439,000 Building $439,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Riverbend Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 Riverbend Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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