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362 River Rd, Richmond, ME 04357 Property Records

Sagadahoc County and Richmond Town property record for 362 River Rd, Richmond, ME 04357 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,015 sqft · built 1840
Lot Size22.3 acres (971,388 sqft)
Owner2 Individual Names on File
Tax Bill$4,698 (2025)
Deeds & MortgagesMay 2026 Mortgage
Mar 2024 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNRICD M:R06 L:030-00

Property Details

APN / Parcel Number

Primary APNRICD M:R06 L:030-00
Alternative APNs
  • M:R06 L:030=00
  • 810

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,015 sqft Living Area
Gross Area5,029 sqft
1st Floor Area1,675 sqft
AtticAttic
Attic Area1,255 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area971,388 sqft (22.3 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number810
Street Address362 RIVER RD
CityRICHMOND
StateME
Zip04357-3621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number30-0
JurisdictionRICHMOND ME
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1020
Census Tract970100

Owner

Source: Sagadahoc County and Richmond Town records · APN RICD M:R06 L:030-00

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address362 RIVER RD, RICHMOND, ME 04357-3621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage
DOWN EAST CREDIT UNION
Mar 06, 2024Deed of Trust, Mortgage · Second Mortgage (Down Payment)
CAMDEN NATIONAL BANK
Oct 02, 2020Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND ME
Recording DateMay 26, 2026
Property Address362 RIVER RD, RICHMOND, ME 04357-3621
Document Number0000002667
Instrument DateApr 23, 2026
Instrument20262667
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 RIVER RD, RICHMOND, ME 04357-3621

Mortgage

Document Number0000002667,
DateMay 26, 2026
Instrument20262667
Lender
NameDOWN EAST CREDIT UNION
Agreement
AmountAmount Recorded
Term360 Months
Interest
Rate6.38%
Max Rate-1%

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND ME
Property Address362 RIVER RD, RICHMOND, ME 04357-3621
Transaction TypeMortgage
Record UpdatedMar 25, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001038
DateMar 06, 2024
Instrument2024R-01038
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueApr 01, 2044

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND ME
Property Address362 RIVER RD, RICHMOND, ME 04357-3621
Document Number0000008075
Instrument DateOct 02, 2020
Transaction TypeMortgage
Record UpdatedNov 06, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address362 RIVER RD RICHMOND ME 043573621, RICHMOND, ME 04357-3621

Mortgage

Document Number0000008075
DateOct 19, 2020
Instrument8075
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term60 Months
DueOct 18, 2025

Tax Assessment & Valuation

Source: Sagadahoc County and Richmond Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionRichmond Town
Unified School DistrictRichmond Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,698.00 (+12.55%)$419,500 (+137.2%) Land $83,700 Building $335,800
2024$4,174.00 (+20.74%)$176,854 (-) Land $56,454 Building $120,400
2022$3,457.00$176,854 Land $56,454 Building $120,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sagadahoc County (23023C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230239701001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims3 (1986–1992)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 1992, tidal / storm surge

Wildfire

Wildfire RiskLow
above 20% of the US · above 54% of Maine
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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