362 Ridgewater Dr, Elyria, OH 44035 Property Records

Lorain County property record for 362 Ridgewater Dr, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Vacant Land > Residential
Occupancy	Owner Occupied
Last Sale	$355,600 (2025)
Tax Bill	$761.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-24-017-102-214`

Location & Zoning

Street Address	362 RIDGEWATER DR
City	ELYRIA
State	OH
Zip	44035-4478
Property Usage	Residential Property Usage
Type	Vacant Land > Residential
Legal Description	RIDGE WATER SUB #6 70 X 125
Legal Lot Number	164
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	1
Census Block	1001
Census Tract	70902

Owner

Source: Lorain County records · APN 06-24-017-102-214

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	362 RIDGEWATER DR, ELYRIA, OH 44035-4478
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Mar 28, 2025 · Amount on Record
Deed Doc Number	2025-0057752
Record Refreshed	Jun 08, 2026

June 2025: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 27, 2025
Property Address	362 RIDGEWATER DR, ELYRIA, OH 44035-4478
Document Number	0000057752
Map Reference	VOL 116 PG 45
Instrument Date	Jun 10, 2025
Instrument	2025-0057752
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 RIDGEWATER DR, ELYRIA, OH 44035-4478

Mortgage

Document Number	0000057753
Date	Jun 27, 2025
Instrument	2025-0057753

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$761.00	$15,400 (-) Land $15,400	$44,000 (-) Land $44,000
2024	$761.00	$15,400 Land $15,400	$44,000 Land $44,000

Flood & Wildfire

362 Ridgewater Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 3rd percentile of exposed land nationally · 15th in Ohio
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.