362 Ridge Rd SW, Largo, FL 33770 Property Records

Pinellas County property record for 362 Ridge Rd SW, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,152 sqft · built 2002
Lot Size	0.149 acres (6,504 sqft)
Owner	2 Owner Names on File
Last Sale	$133,900 (Jul 2002)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-2353-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-2353-5`
Alternative APNs	`34-29-15-99450-004-0060` `152934994500040060` `R376635`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,152 sqft Heated Area
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,504 sqft (0.149 acres)
Lot Dimensions	119 ft deep x 55 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	32 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R376635
Old Parcel Number	152934994500040060
Street Address	362 RIDGE RD SW
City	LARGO
State	FL
Zip	33770-3450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	YEARWOOD-WADFORD-HAMILTON ADD TO LARGO BLK 4, LOT 6
Legal Range	15
Legal Township	29
Legal Section	34
Legal Subdivision	YEARWOOD-WADFORD-HAMILTON ADD TO LARGO
Legal Block	4
Legal Lot Number	6
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1017
Census Tract	25603

Owner

The current owner of 362 Ridge Rd SW bought it in July 2002.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Owner Names on File
Mailing Address	362 RIDGE RD SW, LARGO, FL 33770-3450
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2002 · Amount on File
Deed Sale	Jul 25, 2002 · Amount on File
Prior Sale	Dec 28, 2001 · Amount on File
Deed Document Number	0012126811
Deed Book / Page	12126 / 811
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	362 RIDGE RD SW, LARGO, FL 33770-3450
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 RIDGE RD SW, LARGO, FL 33770-3450

Mortgage

Document Number	0217301825
Date	Sep 24, 2021
Book Page	21730/1825
Instrument	2021313307

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 362 Ridge Rd SW was $1,510 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 Homeowner's exemption	$121,734	$328,988 Land $111,181 Building $217,807
2023	$1,280.00 (-2.22%) Homeowner's exemption Widower's exemption	$114,857 (+3%)	$311,511 (+20.14%) Land $137,439 Building $174,072
2022	$1,309.00 Homeowner's exemption Widower's exemption	$111,512	$259,290 Land $120,693 Building $138,597

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Ridge Rd SW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1993–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 362 Ridge Rd SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20