362 Prospect St, La Jolla, CA 92037 Property Records

San Diego County property record for 362 Prospect St, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,784 sqft · built 2002
Lot Size	0.247 acres (10,750 sqft)
Owner	Company Name on Record
Last Sale	$2,225,000 (Nov 2020)
Tax Bill	$30,272 (2025)
Deeds & Mortgages	Nov 2020 Sale Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`350-400-41-02`

Property Details

APN / Parcel Number

Primary APN	`350-400-41-02`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,784 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Lot Area	10,750 sqft (0.247 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	362 PROSPECT ST
City	LA JOLLA
State	CA
Zip	92037-4651
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LJPD-5
Legal Description	LOT 1 US 2 PER DOC00-494456&UND INT IN TR 014024
Legal Subdivision	PROSPECT VILLAS THE
Legal Tract	014024
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	8202

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	847 E GREENWICH PL, PALO ALTO, CA 94303-3417
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Grant Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	May 5, 2004 · Amount on Record
Deed Document Number	2020714212
Prior Transfer Date	Apr 20, 2004
Prior Transfer Doc	0000407668
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 13, 2020
Property Address	362 PROSPECT ST, LA JOLLA, CA 92037-4651
Document Number	0000714212
Instrument Date	Oct 29, 2020
Instrument	714212
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,448.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	362 PROSPECT ST LA JOLLA CA 920374651, LA JOLLA, CA 92037-4651

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	362 PROSPECT ST, LA JOLLA, CA 92037-4651
Document Number	0000053330
Instrument Date	Jan 27, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2200 VICTORY PKWY #1107 CINCINNATI OH 452062851, 1107, CINCINNATI, OH 45206-2851

Mortgage

Document Number	0000053330
Date	Feb 1, 2017
Instrument	53330

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,456,577 (+2%) Land $1,656,120 Building $800,457
2025	$30,272.00 (+6.26%)	$2,408,410 (+4.04%) Land $1,623,648 Building $784,762
2023	$28,489.00 (+2.73%)	$2,314,890 Land $1,560,600 Building $754,290
2022	$27,732.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 units insured incl. 51 condo units
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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