362 Pasco Ct, Winter Haven, FL 33884 Property Records

Polk County property record for 362 Pasco Ct, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,265 sqft · built 1979
Lot Size	0.343 acres (14,950 sqft)
Owner	2 Individual Names on File
Last Sale	$405,000 (Jun 2025)
Tax Bill	$3,940 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Aug 2023 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-35-662920-005080`

Property Details

APN / Parcel Number

Primary APN	`26-28-35-662920-005080`
Alternative APNs	`352826662920005080` `52826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,265 sqft Living Area
Gross Area	2,771 sqft
1st Floor Area	2,265 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	14,950 sqft (0.343 acres)
Lot Dimensions	130 ft deep x 115 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	506 sqft
Pool Area	450 sqft
Porch	Unfinished Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	362 PASCO CT
City	WINTER HAVEN
State	FL
Zip	33884-1569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	VALENCIA WOOD ESTS PB 67 PG 38 LOT 508
Legal Range	26E
Legal Township	28S
Legal Section	35
Legal Subdivision	VALENCIA WOOD ESTATES
Legal Tract	662920
Legal Block	2
Legal Lot Number	508
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2012
Census Tract	13902

Owner

362 Pasco Ct is owned and occupied by two individuals who bought it in June 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	362 PASCO CT, WINTER HAVEN, FL 33884-1569
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2023	Trustee's Deed, Foreclosure
Jul 20, 2020	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Prior Sale	Aug 22, 2023 · Amount on File
Deed Document Number	2025147320
Deed Book / Page	13597 / 823
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Recording Date	Jun 24, 2026
Property Address	362 PASCO CT, WINTER HAVEN, FL 33884-1569
Document Number	0000151588
Book / Page	14050 / 2080
Instrument Date	Jun 16, 2026
Instrument	2026151588
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 PASCO CT, WINTER HAVEN, FL 33884-1569

Mortgage

Document Number	0000151588,
Date	Jun 24, 2026
Book Page	14050/2080
Instrument	2026151588

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	POLK FL
Recording Date	Aug 22, 2023
Property Address	362 PASCO CT, WINTER HAVEN, FL 33884-1569
Document Number	0000197394
Book / Page	12810 / 227
Map Reference	MB 67 PG 38
Instrument Date	Aug 22, 2023
Instrument	2023197394
Transaction Type	Foreclosure
Record Updated	Sep 7, 2023

Transaction

Amount	Amount on Record
Tax	$2,016.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2779 BERKLEY RD, AUBURNDALE, FL 33823-8613

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 20, 2020
Property Address	362 PASCO CT, WINTER HAVEN, FL 33884-1569
Document Number	0113022231
Book / Page	011302 / 002231
Instrument Date	Jul 9, 2020
Instrument	143995
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	SMART TITLE II LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,512.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 PASCO CT WINTER HAVEN FL 338841569, WINTER HAVEN, FL 33884-1569

Mortgage

Document Number	113022234
Date	Jul 20, 2020
Book Page	011302/002234
Instrument	143996

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 362 Pasco Ct was $3,940 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,202 (-0.36%) Land $60,000 Building $236,202	$296,202 (-0.36%) Land $60,000 Building $236,202
2025	$3,940.00	$297,281 Land $60,000 Building $237,281	$297,281 Land $60,000 Building $237,281
2023	$4,157.00 (+7.75%)	$295,067 (+8.98%) Land $58,000 Building $237,067	$295,067 (+8.98%) Land $58,000 Building $237,067
2022	$3,858.00	$270,748 Land $48,000 Building $222,748	$270,748 Land $48,000 Building $222,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Pasco Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	2 (2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Pasco Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Pasco Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures