362 Osborne Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 362 Osborne Rd, Brevard, NC 28712 · Last verified September 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,116 sqft · built 1950
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$123,500 (Apr 2021)
Tax Bill	$932 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8596-16-0543-000`

Property Details

APN / Parcel Number

Primary APN	`8596-16-0543-000`
Alternative APN	`70531580`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,116 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Stucco
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,939 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	70531580
Street Address	362 OSBORNE RD
City	BREVARD
State	NC
Zip	28712-4429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OSBORNE RD
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	BREVARD
Census Block Group	2
Census Block	2016
Census Tract	960301

Owner

Source: Transylvania County records · APN 8596-16-0543-000

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	362 OSBORNE RD, BREVARD, NC 28712-4429
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2021003410
Deed Book / Page	979 / 744
Record Updated	Jun 07, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	362 OSBORNE RD, BREVARD, NC 28712-4429
Transaction Type	Mortgage
Record Updated	Dec 09, 2022
Title Company	STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 OSBORNE RD, BREVARD, NC 28712-4429

Mortgage

Document Number	0010620114
Date	Nov 30, 2022
Book Page	1062/114
Instrument	2022007397

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	362 OSBORNE RD, BREVARD, NC 28712-4429
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010120746
Date	Nov 29, 2021
Book Page	1012/746
Instrument	2021008971

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 30, 2021
Property Address	362 OSBORNE RD, BREVARD, NC 28712-4429
Document Number	0009790744
Book / Page	979 / 744
Map Reference	FILE 08 SL 1063
Instrument Date	Apr 30, 2021
Instrument	2021003410
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	346 KITCHEN RD, 346, LAKE TOXAWAY, NC 28747-7731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 OSBORNE RD, BREVARD, NC 28712-4429

Mortgage

Document Number	2021003411
Date	Apr 30, 2021
Instrument	2021003411

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Transylvania County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$932.00	$141,710 Land $28,000 Building $113,710	$141,710 Land $28,000 Building $113,710

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Transylvania County (37175C), updated June 26, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371759603012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 26 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	3 (2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 151 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Comporium	Cable	2,000 / 200
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Vyve Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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