362 Ollis Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 362 Ollis Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	1,400 sqft · built 2002
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Dec 2017)
Tax Bill	$771 (2026)
Deeds & Mortgages	Dec 2018 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0890-09-07-6021`

Property Details

APN / Parcel Number

Primary APN	`0890-09-07-6021`
Alternative APN	`555781224`

Interior

Stories	1 Story
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	555781224
Street Address	362 OLLIS RD
City	SPRUCE PINE
State	NC
Zip	28777-8741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLLIS ROAD
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	1
Census Block	1000
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 OLLIS RD, SPRUCE PINE, NC 28777-8741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2018	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Dec 18, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Dec 15, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on Record
Deed Sale	Dec 15, 2017 · Amount on Record
Prior Sale	Jan 9, 2014 · Amount on Record
Deed Document Number	20172377
Deed Book / Page	586 / 725
Prior Transfer Date	Jun 11, 2013
Prior Transfer Doc	000537/020
Record Updated	Oct 29, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	362 OLLIS RD, SPRUCE PINE, NC 28777-8741
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000597/104
Date	Dec 6, 2018
Book Page	597/104
Instrument	2018002074

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Dec 5, 2021

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	362 OLLIS RD, SPRUCE PINE, NC 28777-8741
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000586/853
Date	Dec 18, 2017
Book Page	586/853
Instrument	2017002402

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Dec 15, 2017
Property Address	362 OLLIS RD, SPRUCE PINE, NC 28777-8741
Document Number	000586/725
Book / Page	586 / 725
Map Reference	MB 544 PG 545
Instrument Date	Dec 15, 2017
Instrument	2017002377
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 OLLIS RD, SPRUCE PINE, NC 28777-8741

Mortgage

Document Number	000586/729
Date	Dec 15, 2017
Book Page	586/729
Instrument	2017002378

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$771.00	$120,500 (-) Land $13,700 Building $106,800
2025	$771.00 (+1.58%)	$120,500 (-) Land $13,700 Building $106,800
2023	$759.00	$120,500 Land $13,700 Building $106,800	$120,500 Land $13,700 Building $106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2003–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Zito Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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