362 Old Dial Rd, Morganton, GA 30560 Property Records

Fannin County property record for 362 Old Dial Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,678 sqft · built 1995
Lot Size	1.52 acres (66,211 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Sep 2021)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0023 71C01`

Property Details

APN / Parcel Number

Primary APN	`0023 71C01`
Alternative APN	`15950`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,678 sqft Heated Area
1st Floor Area	2,136 sqft
Basement Area	534 sqft
Finished Basement	534 sqft
Unfinished Basement	534 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,211 sqft (1.52 acres)
Terrain	Rolling
Garage Area	600 sqft

Exterior Amenities

Porch	Porch
Porch Area	264 sqft
Deck Area	556 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	15950
Street Address	362 OLD DIAL RD
City	MORGANTON
State	GA
Zip	30560-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL
Legal Description	7-1 LL3,4 DB1451-715* 1.52 AC
Legal Subdivision	ZONE 5 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3028
Census Tract	50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 OLD DIAL RD, MORGANTON, GA 30560-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Warranty Deed, Transfer · Conventional Mortgage SWBC MORTGAGE
Feb 10, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS
Nov 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2021 · Amount on Record
Deed Sale	Sep 3, 2021 · Amount on Record
Prior Sale	Feb 10, 2020 · Amount on Record
Deed Document Number	20212903
Deed Book / Page	1451 / 715
Prior Transfer Date	Jan 8, 2007
Prior Transfer Doc	000766/518
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Sep 3, 2021
Property Address	362 OLD DIAL RD, MORGANTON, GA 30560-4402
Document Number	1451/715
Book / Page	1451 / 715
Instrument Date	Sep 3, 2021
Instrument	2021-002903
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 OLD DIAL RD, MORGANTON, GA 30560-4402

Mortgage

Document Number	0000001451/0000000717
Date	Sep 8, 2021
Book Page	0000001451/0000000717
Instrument	002663370014

Lender

Name	SWBC MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Feb 10, 2020
Property Address	362 OLD DIAL RD, MORGANTON, GA 30560-4402
Document Number	001333/369
Book / Page	1333 / 369
Instrument Date	Feb 10, 2020
Instrument	2020-000334
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 OLD DIAL RD, MORGANTON, GA 30560-4400

Mortgage

Document Number	0000001333/0000000372
Date	Feb 18, 2020
Book Page	0000001333/0000000372

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Nov 1, 2019
Property Address	362 OLD DIAL RD, MORGANTON, GA 30560-4402
Document Number	001318/264
Book / Page	1318 / 264
Instrument Date	Nov 1, 2019
Instrument	2019-002535
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	RR 1 BOX 118, MORGANTON, GA 30560

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (-23.31%)	$161,699 (+19.98%) Land $11,165 Building $150,534	$404,247 (+19.98%) Land $27,913 Building $376,334
2023		$134,770 (-1.24%) Land $11,165 Building $123,605	$336,926 (-1.24%) Land $27,913 Building $309,013
2022	$1,913.00	$136,469 Land $11,165 Building $125,304	$341,173 Land $27,913 Building $313,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 95% of Georgia
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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