362 Oak St, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 362 Oak St, Clinton, MA 01510

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,920 sqft · built 2002
Lot Size	0.228 acres (9,950 sqft)
Owner	2 Individual Names on File
Last Sale	$663,000 (Jul 2025)
Tax Bill	$8,392 (2026)
Deeds & Mortgages	Apr 2022 Refinance Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0122 B:1213 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0122 B:1213 L:0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,920 sqft Living Area
Gross Area	5,287 sqft
Basement Area	1,147 sqft
Unfinished Basement	1,147 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,950 sqft (0.228 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	362 OAK ST
City	CLINTON
State	MA
Zip	01510-3124
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R1
Legal Block	1213
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	2
Census Block	2006
Census Tract	716101

Owner

362 Oak St, a duplex, is owned and occupied by two individuals who bought it in July 2025.

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	362 OAK ST, CLINTON, MA 01510-3124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SIERRA PACIFIC MORTGAGE CO INC
Jul 8, 2025	Quit Claim Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2025 · Amount on File
Deed Sale	Jul 8, 2025 · Amount on File
Prior Sale	Jun 19, 2014 · Amount on File
Deed Book / Page	72224 / 305
Prior Transfer Date	Jul 7, 2025
Prior Transfer Doc	072224-305
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	362 OAK ST, CLINTON, MA 01510-3124
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067458-312
Date	Apr 20, 2022
Book Page	67458/312
Instrument	42936

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

July 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Jul 8, 2025
Property Address	362 OAK ST, CLINTON, MA 01510-3124
Document Number	072224-305
Book / Page	72224 / 305
Instrument Date	Jul 7, 2025
Instrument	55649
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 OAK ST, CLINTON, MA 01510-3124
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055650
Date	Jul 8, 2025
Instrument	55650

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	072224-327
Date	Jul 8, 2025
Book Page	72224/327
Instrument	55651

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 362 Oak St was $8,392, up 8.9% from the year before.

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,392.00 (+8.89%)	$646,500 (+11.56%) Land $124,200 Building $522,300	$598,480
2025	$7,707.00 (+6.91%)	$579,500 (+5.63%) Land $112,800 Building $466,700
2024	$7,209.00 (+6.06%)	$548,600 (+7.91%) Land $112,800 Building $435,800
2023	$6,797.00	$508,400 Land $102,600 Building $405,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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