362 N State St, Caro, MI 48723 Property Records

Tuscola County property record for 362 N State St, Caro, MI 48723

Property Summary

Property Type	Commercial
Details	10,192 sqft · built 1930
Lot Size	0.255 acres (11,110 sqft)
Owner	Company Name on Record
Last Sale	$232,581 (Sep 2017)
Tax Bill	$8,619 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050-500-153-0600-00`

Property Details

APN / Parcel Number

Primary APN	`050-500-153-0600-00`

Interior

Building Area	10,192 sqft Building Perimeter

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	11,110 sqft (0.255 acres)

Location & Zoning

Street Address	362 N STATE ST
City	CARO
State	MI
Zip	48723-1538
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	125-0027-000 SEC 03 T12N R9E LOTS 6-7 BLK 3 EX THAT PT OF LOT 7 SOLD TO VILL OF CARO FOR ALLEY ALSO EX THAT PART OF LOT 7 DES
Legal Range	09E
Legal Township	12N
Legal Section	03
Legal Subdivision	ASSESSORS PLAT NO 1
Legal Block	3
Legal Lot Number	5-7
Jurisdiction	TUSCOLA MI
Township / Civil Division	CARO
Census Block Group	2
Census Block	2042
Census Tract	600

Owner

Source: Tuscola County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	429 N STATE ST, 102, CARO, MI 48723-1563
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Line of Credit STATE SAVINGS BANK
Sep 3, 2020	Warranty Deed, Transfer TCF NAT'L BK
Sep 20, 2017	Warranty Deed, Transfer · Line of Credit THUMB NAT'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on Record
Deed Sale	Sep 20, 2017 · Amount on Record
Deed Book / Page	1382 / 410
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	362 N STATE ST, CARO, MI 48723-1538
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 N STATE ST, CARO, MI 48723-1538

Mortgage

Document Number	00001546/1
Date	Jan 29, 2024
Book Page	1546/1

Lender

Name	STATE SAVINGS BANK
Type	Bank
Address	49 N BENZIE BLVD, BEULAH, MI 49617

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Sep 3, 2020
Property Address	362 N STATE ST, CARO, MI 48723-1538
Document Number	0014561043
Book / Page	001456 / 001043
Instrument Date	Aug 31, 2020
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	205 W SHERMAN ST CARO MI 487231533, CARO, MI 48723-1533

Mortgage

Document Number	14561045
Date	Sep 3, 2020
Book Page	001456/001045

Lender

Name	TCF NAT'L BK
Type	Bank
Address	CARO, MI 48723

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Sep 20, 2017
Property Address	362 N STATE ST, CARO, MI 48723-1538
Document Number	0001013911
Book / Page	001382 / 000410
Instrument Date	Aug 2, 2017
Instrument	1013911
Transaction Type	Transfer
Record Updated	Oct 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	362 N STATE ST CARO MI 487231538, CARO, MI 48723-1538

Mortgage

Document Number	1013912
Date	Sep 20, 2017
Book Page	001382/000413
Instrument	1013912

Lender

Name	THUMB NAT'L BK&TR
Type	Bank
Address	PIGEON, MI 48755-0560

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Caro City
County	Tuscola County
Unified School District	Caro Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,200 (+18.7%)	$534,400 (+18.7%)
2025	$8,619.00 (+76.76%)	$225,100 (+25.19%)	$450,200 (+25.19%)
2023		$179,800	$359,600
2020	$4,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CARO serves 5,029 people · EPA ID MI0001130
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Air Advantage.

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