Buncombe County property record for 362 N Fork Rd, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 944 sqft · built 1955 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Jun 2018) |
| Tax Bill | $2,148 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Aug 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 736024-2020-202 |
| Primary APN | 736024-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| Gross Area | 1,924 sqft |
| 1st Floor Area | 944 sqft |
| Basement Area | 880 sqft |
| Utility Area | 30 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,443 sqft (0.63 acres) |
| Porch | Screened Porch |
| Porch Area | 128 sqft |
| Canopy | 378 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 736024-2020-202 |
|---|---|
| Street Address | 362 N FORK RD |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-9499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR-1 |
| Legal Description | PLAT: 0000-0000 |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 3106 |
362 N Fork Rd is owned and occupied by two individuals who acquired it in August 2020.
Source: Buncombe County records, as of September 22, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 362 N FORK RD, BLACK MOUNTAIN, NC 28711-9499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD |
| Aug 5, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 15, 2018 | Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2018 · Amount on File |
| Deed Sale | Jun 15, 2018 · Amount on File |
| Prior Sale | Aug 15, 2014 · Amount on File |
| Deed Book / Page | 5673 / 1717 |
| Last Transfer Date | Aug 4, 2020 |
| Transfer Doc | 0059310539 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 362 N FORK RD, BLACK MOUNTAIN, NC 28711-9499 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0059551532 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 5955/1532 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Aug 5, 2020 |
| Property Address | 362 N FORK RD, BLACK MOUNTAIN, NC 28711-9499 |
| Document Number | 0059310539 |
| Book / Page | 005931 / 000539 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 362 N FORK RD BLACK MOUNTAIN NC 287119499, BLACK MOUNTAIN, NC 28711-9499 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 15, 2018 |
| Property Address | 362 N FORK RD, BLACK MOUNTAIN, NC 28711-9499 |
| Document Number | 0056731717 |
| Book / Page | 5673 / 1717 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 LEISURE LN, 25, MAGGIE VALLEY, NC 28751-8403 |
| Name | Verified Name |
|---|---|
| Address | 362 N FORK RD, BLACK MOUNTAIN, NC 28711-9499 |
| Document Number | 56731720 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 5673/1720 |
| Name | WOLFE FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 362 N Fork Rd was $2,148, up 3.5% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,148.00 (+3.47%) | $247,600 Land $37,000 Building $210,600 | $247,600 Land $37,000 Building $210,600 |
| 2024 | $2,076.00 (+2.42%) | ||
| 2023 | $2,027.00 | $247,600 | $247,600 Land $37,000 Building $210,600 |
| 2021 | $247,600 Land $37,000 Building $210,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 N Fork Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 N Fork Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people · EPA ID NC0111020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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