362 McCarty Rd, Fredericksburg, VA 22405 Property Records

Stafford County property record for 362 McCarty Rd, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,258 sqft · built 1994
Lot Size	3.14 acres (137,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$394,000 (Jul 2014)
Tax Bill	$4,549 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`55H-1-10B`

Property Details

APN / Parcel Number

Primary APN	`55H-1-10B`
Alternative APNs	`055H 1 10B` `38082`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,258 sqft Living Area
Gross Area	4,376 sqft
1st Floor Area	2,292 sqft
Basement Area	1,638 sqft
Finished Basement	966 sqft
Unfinished Basement	672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	137,039 sqft (3.14 acres)
Garage Type	Attached
Garage Area	446 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	284 sqft
Deck Area	260 sqft
Patio Area	260 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	38082
Street Address	362 MCCARTY RD
City	FREDERICKSBURG
State	VA
Zip	22405-5709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 2 WILL-MORE 3.146 AC (FORMERLY G&K SULLIVAN)
Legal Subdivision	WILL-MORE
Legal Block	3
Legal Lot Number	2
Jurisdiction	STAFFORD VA
Township / Civil Division	GEORGE WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10502

Owner

Source: Stafford County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 MCCARTY RD, FREDERICKSBURG, VA 22405-5709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage APPLE FCU
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage C&F MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2014 · Amount on Record
Deed Sale	Jul 3, 2014 · Amount on Record
Prior Sale	Aug 16, 2005 · Amount on Record
Deed Book / Page	1400 / 9951
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Recording Date	Jun 12, 2026
Property Address	362 MCCARTY RD, FREDERICKSBURG, VA 22405-5709
Document Number	0000008618
Instrument Date	Jun 11, 2026
Instrument	20268618
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 MCCARTY RD, FREDERICKSBURG, VA 22405-5709

Mortgage

Document Number	0000008618,
Date	Jun 12, 2026
Instrument	20268618

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	362 MCCARTY RD, FREDERICKSBURG, VA 22405-5709
Document Number	200026971
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 MCCARTY RD FREDERICKSBURG VA 224055709, FREDERICKSBURG, VA 22405-5709

Mortgage

Document Number	200026971
Date	Oct 14, 2020
Instrument	26971

Lender

Name	APPLE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 13, 2035

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	362 MCCARTY RD, FREDERICKSBURG, VA 22405-5709
Document Number	170023134
Instrument Date	Dec 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2018
Title Company	EKKO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	362 MCCARTY RD FREDERICKSBURG VA 224055709, FREDERICKSBURG, VA 22405-5709

Mortgage

Document Number	170023134
Date	Dec 28, 2017
Instrument	23134

Lender

Name	C&F MTG
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 27, 2037

Tax Assessment & Valuation

Source: Stafford County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,549.00 (+3.06%)	$493,600 (+5.67%) Land $115,000 Building $378,600	$493,600 (+5.67%) Land $115,000 Building $378,600
2023	$4,414.00 (+13.47%)	$467,100 Land $110,000 Building $357,100	$467,100 Land $110,000 Building $357,100
2021	$3,890.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on McCarty Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures