Olmsted County property record for 362 Main St N, Chatfield, MN 55923
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 615 sqft · built 2006 |
| Lot Size | 0.02 acres (871 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2025) |
| Tax Bill | $2,258 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51.31.31.077668 |
| Primary APN | 51.31.31.077668 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 615 sqft Living Area |
| 1st Floor Area | 27 sqft |
| 2nd Floor Area | 495 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 871 sqft (0.02 acres) |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 27 sqft |
| Patio Area | 165 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 362 MAIN ST N |
|---|---|
| City | CHATFIELD |
| State | MN |
| Zip | 55923-1151 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SECT-31 TWP-105 RANGE-011 MAIN STREET CONDO CIC314 UNIT 3 & AN UND 14% INT IN THE COMMON ELEMENTS IN CIC#314 MAIN STREET COND |
| Legal Range | 11 |
| Legal Township | 105 |
| Legal Section | 31 |
| Legal Subdivision | MAIN STREET CONDO CIC314 |
| Legal Unit | 3 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | CHATFIELD |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 2000 |
362 Main St N, a condominium, is owned and occupied by an individual who bought it in October 2025.
Source: Olmsted County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 362 MAIN ST N, 3, CHATFIELD, MN 55923-1151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK |
| Sep 11, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage F & M COMMUNITY BANK NA |
| Nov 22, 2021 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage CONNEXUS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2025 · Amount on File |
| Deed Sale | Oct 31, 2025 · Amount on File |
| Prior Sale | Sep 11, 2023 · Amount on File |
| Deed Document Number | 20251634314 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Oct 31, 2025 |
| Property Address | 362 MAIN ST N, CHATFIELD, MN 55923-1151 |
| Document Number | 00A1634314 |
| Instrument Date | Oct 24, 2025 |
| Instrument | A-1634314 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 MAIN ST N # 3, 3, CHATFIELD, MN 55923-1151 |
| Document Number | 00A1634315 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | A-1634315 |
| Name | OLD NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Sep 11, 2023 |
| Property Address | 362 MAIN ST N, CHATFIELD, MN 55923-1151 |
| Document Number | 00A1592711 |
| Instrument Date | Aug 30, 2023 |
| Instrument | A-1592711 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | ROCHESTER TITLE AND ESCROW COMPANY, ROCHESTER TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $561.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26663 VEA ROAD, PRESTON, MN 55965 |
| Document Number | 00A1592712 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | A-1592712 |
| Name | F & M COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 15, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Nov 22, 2021 |
| Property Address | 362 MAIN ST N, CHATFIELD, MN 55923-1151 |
| Document Number | 00A1552840 |
| Instrument Date | Oct 26, 2021 |
| Instrument | A-1552840 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | TRADEMARK TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $511.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 MAIN ST N, CHATFIELD, MN 55923-1151 |
| Document Number | 00A1552841 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | A-1552841 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Jul 3, 2018 |
| Property Address | 362 MAIN ST N, CHATFIELD, MN 55923-1151 |
| Document Number | A1452416 |
| Instrument Date | Jun 29, 2018 |
| Instrument | A-1452416 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $402.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 362 MAIN ST N, CHATFIELD, MN 55923-1151 |
| Document Number | A1452417 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | A-1452417 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 362 Main St N was $2,258 with a homeowner's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Olmsted County |
| Municipality | Chatfield City |
| Unified School District | Chatfield Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,258.00 Homeowner's exemption | ||
| 2025 | $129,600 (-17.71%) Land $28,100 Building $101,500 | $161,600 (+2.6%) Land $35,000 Building $126,600 | |
| 2024 | $2,286.00 (+1.24%) | $157,500 Land $35,000 Building $122,500 | $157,500 Land $35,000 Building $122,500 |
| 2023 | $2,258.00 | ||
| 2022 | $148,700 Land $25,000 Building $123,700 | $148,700 Land $25,000 Building $123,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Main St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 362 Main St N is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Chatfield serves 3,005 people · EPA ID MN1230002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber, Fixed Wireless in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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