Worcester County and Holden Town property record for 362 Main St, Holden, MA 01520
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,147 sqft · built 1955 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Last Sale | $407,000 (May 2024) |
| Tax Bill | $5,066 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Jul 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLD M:211 B:31 |
| Primary APN | HOLD M:211 B:31 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,147 sqft Living Area |
| Gross Area | 2,570 sqft |
| 1st Floor Area | 1,147 sqft |
| Basement Area | 994 sqft |
| Unfinished Basement | 994 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 6469 |
|---|---|
| Street Address | 362 MAIN ST |
| City | HOLDEN |
| State | MA |
| Zip | 01520-1754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 31 |
| Jurisdiction | HOLDEN MA |
| Township / Civil Division | HOLDEN |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 728200 |
362 Main St is owned and occupied by an individual who bought it in May 2024.
Source: Worcester County and Holden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WORKERS CU |
| Jul 1, 2025 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Mar 6, 2026 | Deed of Trust, Mortgage GUILD MORTGAGE CO |
| May 22, 2024 | Quit Claim Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Oct 17, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Nov 13, 2019 | Quit Claim Deed, Transfer · FHA Mortgage TOTAL MORTGAGE SERVICES LLC |
| Feb 3, 2017 | Quit Claim Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2024 · Amount on File |
| Deed Sale | May 22, 2024 · Amount on File |
| Prior Sale | Nov 13, 2019 · Amount on File |
| Deed Document Number | 202438208 |
| Deed Book / Page | 70539 / 390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 068491-345 |
|---|---|
| Date | Nov 16, 2022 |
| Book Page | 68491/345 |
| Instrument | 122886 |
| Name | WORKERS CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 072201-121 |
|---|---|
| Date | Jul 1, 2025 |
| Book Page | 72201/121 |
| Instrument | 53930 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLDEN MA |
| Property Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 073283-368 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 73283/368 |
| Instrument | 17496 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | May 22, 2024 |
| Property Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Document Number | 070539-390 |
| Book / Page | 70539 / 390 |
| Instrument Date | May 22, 2024 |
| Instrument | 38208 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Document Number | 0000038209 |
|---|---|
| Date | May 22, 2024 |
| Instrument | 38209 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0070540-17 |
|---|---|
| Date | May 22, 2024 |
| Book Page | 70540/17 |
| Instrument | 38210 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Jun 1, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Oct 17, 2022 |
| Property Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Document Number | 0068360-24 |
| Book / Page | 68360 / 24 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 112504 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Nov 13, 2019 |
| Property Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Document Number | 61409-39 |
| Book / Page | 61409 / 39 |
| Instrument Date | Nov 7, 2019 |
| Instrument | 121736 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Document Number | 121737 |
|---|---|
| Date | Nov 13, 2019 |
| Instrument | 121737 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLDEN MA |
| Recording Date | Feb 3, 2017 |
| Property Address | 362 MAIN ST, HOLDEN, MA 01520-1754 |
| Document Number | 56702-390 |
| Book / Page | 56702 / 390 |
| Instrument | 12815 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $30.39 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 567030001 |
|---|---|
| Date | Feb 3, 2017 |
| Instrument | 56703/0001 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 3, 2047 |
The 2026 property tax bill for 362 Main St was $5,066, up 4.1% from the year before.
Source: Worcester County and Holden Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Holden Town |
| Unified School District | Wachusett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,066.00 (+4.13%) | $375,800 (+7.07%) Land $121,400 Building $254,400 | $407,634 (+7.84%) |
| 2025 | $4,865.00 (+11.33%) | $351,000 (+13.67%) Land $115,600 Building $235,400 | $378,005 |
| 2024 | $4,370.00 (+3.31%) | $308,800 (+9.43%) Land $112,200 Building $196,600 | |
| 2023 | $4,230.00 | $282,200 Land $97,500 Building $184,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000 |
|---|---|
| Water Source | Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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