Montgomery County property record for 362 Lower Hanche Mill Rd, Ramer, AL 36069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,383 sqft · built 2002 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,356 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-01-01-0-002-001.000 |
| Primary APN | 29-01-01-0-002-001.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,383 sqft Living Area |
| 1st Floor Area | 2,710 sqft |
| Upper Floors Area | 1,346 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 648 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 1,036 sqft |
| Patio Area | 500 sqft |
| Utility Building | 140 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 292580 |
|---|---|
| Street Address | 362 LOWER HANCHE MILL RD |
| City | RAMER |
| State | AL |
| Zip | 36069-5171 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 1 T12N R18E 5 AC IN S1/2 OF NW1/4 LYING W OF LOWER HANCE MILL RD 2901010002001000 |
| Legal Range | 18E |
| Legal Township | 12N |
| Legal Section | 01 |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | RAMER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 5800 |
Source: Montgomery County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 559 LOWER HANCHE MILL RD, RAMER, AL 36069-5145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 362 LOWER HANCHE MILL RD, RAMER, AL 36069-5171 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0058230209 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 5823/209 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 169 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 362 LOWER HANCHE MILL RD, RAMER, AL 36069-5171 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0056020016 |
|---|---|
| Date | May 24, 2021 |
| Book Page | 5602/16 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Unified School District | Montgomery County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,356.00 (+0.86%) | ||
| 2025 | $2,336.00 (+29.06%) Homeowner's exemption | $58,230 (+28.34%) Land $5,010 Building $53,220 | $582,300 (+28.34%) Land $50,100 Building $532,200 |
| 2023 | $1,810.00 Homeowner's exemption | $45,370 Land $4,070 Building $41,300 | $453,700 Land $40,700 Building $413,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 74% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMER WATER COMPANY, INC. serves 1,398 people · EPA ID AL0001074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Mon-Cre Telephone Cooperative Fiber | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
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