Garrard County property record for 362 Lemay Rd, Lancaster, KY 40444
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba |
| Lot Size | 2.66 acres (116,139 sqft) |
| Owner | Individual Name on File |
| Last Sale | $18,000 (Dec 2011) |
| Tax Bill | $257 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage Oct 2006 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-056 |
| Primary APN | 18-056 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Architectural Style | Mobile/Manufactured |
|---|---|
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 116,139 sqft (2.66 acres) |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 15402 |
|---|---|
| Street Address | 362 LEMAY RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444-6711 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 11208 LEXINGTON RD |
| Legal Subdivision | BIGGERSTAFFS CAMP SITES |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970102 |
362 Lemay Rd, a mobile home, is owned by an individual who bought it in December 2011.
Source: Garrard County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 248 KENNEDY LN, LANCASTER, KY 40444-7384 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2025 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS BANK |
| Oct 2, 2006 | Deed of Trust, Mortgage · Commercial Mortgage CENTRAL BANK FSB |
| Dec 10, 2011 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2011 · Amount on File |
| Deed Sale | Dec 10, 2011 · Amount on File |
| Deed Document Number | 2011372 |
| Deed Book / Page | 264 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 362 LEMAY RD, LANCASTER, KY 40444-6711 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 248 KENNEDY LN, LANCASTER, KY 40444-7384 |
| Document Number | 00M460/561 |
|---|---|
| Date | Aug 1, 2025 |
| Book Page | M460/561 |
| Instrument | 197094 |
| Name | FARMERS BANK |
|---|---|
| Type | Bank |
| Address | NICHOLASVILLE, KY 40356 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Property Address | 362 LEMAY RD, LANCASTER, KY 40444-6711 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3557 KIRKSVILLE RD, LANCASTER, KY 40444-8654 |
| Document Number | 00M264/465 |
|---|---|
| Date | Oct 2, 2006 |
| Book Page | M264/465 |
| Instrument | 75811 |
| Name | CENTRAL BANK FSB |
|---|---|
| Address | NICHOLASVILLE, KY 40340 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Dec 10, 2011 |
| Property Address | 362 LEMAY RD, LANCASTER, KY 40444-6711 |
| Document Number | 000264/465 |
| Book / Page | 264 / 465 |
| Instrument Date | Dec 9, 2011 |
| Instrument | 110372 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35 HERRINGTON WAY, LANCASTER, KY 40444-8019 |
| Name | Verified Name |
|---|---|
| Address | 11208 ;EXOMGTPM RPAD, LANCASTER, KY 40444 |
The 2025 property tax bill for 362 Lemay Rd was $257, down 0.4% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $25,000 (-) Land $20,000 Building $5,000 | $25,000 (-) Land $20,000 Building $5,000 | |
| 2025 | $257.00 (-0.39%) | $25,000 (+11.11%) Land $20,000 Building $5,000 | $25,000 (+11.11%) Land $20,000 Building $5,000 |
| 2024 | $258.00 (+10.26%) | $22,500 (+2.27%) Land $20,000 Building $2,500 | $22,500 (+2.27%) Land $20,000 Building $2,500 |
| 2023 | $234.00 (-0.85%) | $22,000 (-) Land $12,000 Building $10,000 | $22,000 (-) Land $12,000 Building $10,000 |
| 2022 | $236.00 | $22,000 Land $12,000 Building $10,000 | $22,000 Land $12,000 Building $10,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Lemay Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 Lemay Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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