362 Lake Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 362 Lake Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,596 sqft · built 1978
Owner	Individual Name on File
Last Sale	$329,000 (Nov 2023)
Tax Bill	$1,233 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`10C-1-4-24`

Property Details

APN / Parcel Number

Primary APN	`10C-1-4-24`
Alternative APN	`14289`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,596 sqft Living Area
Basement Area	900 sqft
Unfinished Basement	900 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Material	Composition Shingle
Porch	Finished/Screened Porch
Deck Area	96 sqft

Utilities, Heating & Cooling

Heating System	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14289
Old Parcel Number	10C-1-4-24
Street Address	362 LAKE DR
City	COLONIAL BEACH
State	VA
Zip	22443-3606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	PBE CHRYSTAL LAKE SEC LOT 24 BK 4DB 973 PG 815 R/S
Legal Block	4
Legal Lot Number	24
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2006
Census Tract	10300

Owner

362 Lake Dr is owned and occupied by an individual who bought it in November 2023.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	362 LAKE DR, COLONIAL BEACH, VA 22443-3606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2023	Warranty Deed, Transfer · VA Mortgage AMERIS BANK
Jul 21, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2023 · Amount on File
Deed Sale	Nov 15, 2023 · Amount on File
Prior Sale	Jul 18, 2013 · Amount on File
Deed Document Number	09730815
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Nov 15, 2023
Property Address	362 LAKE DR, COLONIAL BEACH, VA 22443-3606
Document Number	0009730815
Instrument Date	Nov 14, 2023
Instrument	09730815
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	EKKO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 LAKE DR, COLONIAL BEACH, VA 22443-3606

Mortgage

Document Number	0009730818
Date	Nov 15, 2023
Instrument	09730818

Lender

Name	AMERIS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jul 21, 2023
Property Address	362 LAKE DR, COLONIAL BEACH, VA 22443-3606
Document Number	0009691396
Instrument Date	Jul 19, 2023
Instrument	09691396
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 PLANK RD STE 220, 220, FREDERICKSBURG, VA 22407-4807
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 362 Lake Dr was $1,233.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,233.00	$181,400 Land $14,000 Building $167,400	$181,400 Land $14,000 Building $167,400
2023	$881.00	$142,100 (-) Land $14,000 Building $128,100	$142,100 (-) Land $14,000 Building $128,100
2022	$881.00	$142,100 Land $14,000 Building $128,100	$142,100 Land $14,000 Building $128,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 362 Lake Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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