Carroll County and Effingham Town property record for 362 Granite Rd, Effingham, NH 03882
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,253 sqft · built 1996 |
| Lot Size | 309 acres (13,460,040 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $549,933 (May 2026) |
| Tax Bill | $5,599 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | EFFI M:00412 B:000058 L:000000 |
| Primary APN | EFFI M:00412 B:000058 L:000000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,253 sqft Living Area |
| Gross Area | 2,821 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Rustic |
| Exterior Material | Logs |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 13,460,040 sqft (309 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 362 GRANITE RD |
|---|---|
| City | EFFINGHAM |
| State | NH |
| Zip | 03882-8657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA RU |
| Legal Block | 58 |
| Jurisdiction | EFFINGHAM TOWN NH |
| Township / Civil Division | EFFINGHAM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 955801 |
362 Granite Rd is owned by two individuals who bought it in May 2026.
Source: Carroll County and Effingham Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 NEW GARDEN RD, WOLFEBORO, NH 03894-4597 |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on File |
| Deed Sale | May 13, 2026 · Amount on File |
| Deed Book / Page | 3880 / 381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM TOWN NH |
| Recording Date | May 13, 2026 |
| Property Address | 362 GRANITE RD, EFFINGHAM, NH 03882-8657 |
| Document Number | 003880-0381 |
| Book / Page | 3880 / 381 |
| Instrument Date | May 9, 2026 |
| Instrument | 20264298 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 100 NEW GARDEN RD, WOLFEBORO, NH 03894-4597 |
| Date | May 13, 2026 |
|---|
| Name | MOVEMENT MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 362 Granite Rd was $5,599, up 5.3% from the year before.
Source: Carroll County and Effingham Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Carroll County |
| County Subdivision | Effingham Town |
| Unified School District | Governor Wentworth Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,599.00 (+5.34%) | $364,052 (+88.51%) Land $88,752 Building $275,300 | |
| 2024 | $5,315.00 (+10.94%) | $193,125 (-0.47%) Land $53,825 Building $139,300 | $486,780 |
| 2023 | $4,791.00 (+7.42%) | $194,042 (+2.54%) Land $54,742 Building $139,300 | |
| 2022 | $4,460.00 | $189,243 Land $56,243 Building $133,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 362 Granite Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 Granite Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
4G LTE (outdoors only), no 5G reported
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