Schenectady County and Niskayuna Town property record for 362 Ferris Rd, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,410 sqft · built 1962 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,000 (Mar 2026) |
| Tax Bill | $6,282 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.20-1-20 |
| Primary APN | 422400 60.20-1-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 552 sqft |
| Finished Basement | 552 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 175 ft deep x 68.8 ft wide |
| Garage Type | Basement |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 84 sqft |
| Patio Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 362 FERRIS RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 1 |
| Legal Lot Number | 20.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 31902 |
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 26 SHIRLEY DR, SCHENECTADY, NY 12304-2121 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage BROADVIEW FCU |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional with PMI SEFCU |
| Apr 12, 2018 | Warranty Deed, Transfer · FHA Mortgage SEFCU MORTGAGE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2026 · Amount on Record |
| Deed Sale | Mar 30, 2026 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Document Number | 20267153 |
| Deed Book / Page | 2169 / 301 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Mar 30, 2026 |
| Property Address | 362 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000007153 |
| Map Reference | MAP D 240 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 202607153 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2026 |
| Title Company | CATIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,188.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 362 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Name | Verified Name |
|---|---|
| Address | 26 SHIRLEY DR, SCHENECTADY, NY 12304-2121 |
| Document Number | 0000007154 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 202607154 |
| Name | BROADVIEW FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 362 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000016841 |
| Instrument Date | Jun 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | SMPR TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 362 FERRIS RD SCHENECTADY NY 123042460, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000016841 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 004995/000742 |
| Instrument | 16841 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 12, 2018 |
| Property Address | 362 FERRIS RD, SCHENECTADY, NY 12304-2460 |
| Document Number | 0000015530 |
| Book / Page | 1984 / 848 |
| Instrument Date | Apr 9, 2018 |
| Instrument | 201815530 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 362 FERRIS RD, 362, SCHENECTADY, NY 12304-2460 |
| Name | Verified Name |
|---|---|
| Address | 2292 COUNTY ROUTE 21, VALATIE, NY 12184-3117 |
| Document Number | 0000015532 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 201815532 |
| Name | SEFCU MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,282.00 (+2.7%) | ||
| 2025 | $6,117.00 | $172,000 (-) Land $39,800 Building $132,200 | $254,800 (+17.04%) Land $58,960 Building $195,840 |
| 2023 | $172,000 Land $39,800 Building $132,200 | $217,700 Land $50,375 Building $167,325 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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