362 Fair Oaks, Saint Clair, MO 63077 Property Records

Franklin County property record for 362 Fair Oaks, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1977
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Oct 2017)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-5-16.2-0-000-012.000`

Property Details

APN / Parcel Number

Primary APN	`30-5-16.2-0-000-012.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	130,680 sqft (3 acres)
Garage Area	576 sqft
Patio Area	145 sqft

Location & Zoning

Street Address	362 FAIR OAKS
City	SAINT CLAIR
State	MO
Zip	63077-3590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SW NW
Legal Range	01E
Legal Township	41
Legal Section	16
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1001
Census Tract	800901

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	362 FAIR OAKS, SAINT CLAIR, MO 63077-3590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · FHA Mortgage CELEBRITY HOME LOANS LLC
Oct 27, 2017	Warranty Deed, Transfer MIDWEST EQUITY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on Record
Deed Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	1716474
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	362 FAIR OAKS, SAINT CLAIR, MO 63077-3590
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002215221
Date	Oct 3, 2022
Instrument	2215221

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Oct 27, 2017
Property Address	362 FAIR OAKS, SAINT CLAIR, MO 63077-3590
Document Number	0000016474
Instrument Date	Oct 24, 2017
Instrument	16474
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	HANSEN FRANKLIN COMPANY LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	362 FAIR OAKS ST CLAIR MO 630773590, ST CLAIR, MO 63077-3590

Mortgage

Document Number	16475
Date	Oct 27, 2017
Instrument	16475

Lender

Name	MIDWEST EQUITY MTG
Type	Mortgage Company
Address	OAK BROOK, IL 60523

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00 (+24.89%)	$27,130 (+14.41%)	$142,790 (+14.42%) Land $21,800 Building $120,990
2023	$1,314.00 (+9.32%)	$23,712	$124,800 Land $18,840 Building $105,960
2022	$1,202.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	7 of 78
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 14 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 11 claims Severe Storms And Flooding, Mar 2008 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100
Wisper ISP Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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