Franklin County property record for 362 Elder St, Chambersburg, PA 17201
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 825 sqft · built 1958 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,900 (Oct 2021) |
| Tax Bill | $2,513 (2026) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-1C33-17 |
| Primary APN | 05-1C33-17 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 825 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 14,375 sqft (0.33 acres) |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 362 ELDER ST |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17201-1125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #1 |
| Legal Subdivision | J WILSON HUMBIRD ADDITION |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | CHAMBERSBURG |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11200 |
362 Elder St is owned and occupied by an individual who bought it in October 2021.
Source: Franklin County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 362 ELDER ST, CHAMBERSBURG, PA 17201-1125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Line of Credit CORNING FEDERAL CREDIT UNION |
| Oct 28, 2021 | Deed, Transfer · Conventional Mortgage NFM INC |
| Jul 11, 2019 | Grant Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS TR/CHAMBER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Jul 11, 2019 · Amount on File |
| Deed Document Number | 202129716 |
| Prior Transfer Date | Oct 2, 2012 |
| Prior Transfer Doc | 0000021253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Aug 28, 2026 |
| Property Address | 362 ELDER ST, CHAMBERSBURG, PA 17201-1125 |
| Document Number | 0000017614 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202617614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 362 ELDER ST, CHAMBERSBURG, PA 17201-1125 |
| Document Number | 0000017614, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202617614 |
| Name | CORNING FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Oct 28, 2021 |
| Property Address | 362 ELDER ST, CHAMBERSBURG, PA 17201-1125 |
| Document Number | 0000029716 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 202129716 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | PURITY ABSTRACT COMPANY, PURITY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,249.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 ELDEN STREET, CHAMBERSBURG, PA 17201-1125 |
| Document Number | 0000029717 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 202129717 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Jul 11, 2019 |
| Property Address | 362 ELDER ST, CHAMBERSBURG, PA 17201-1125 |
| Document Number | 0000012520 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 12520 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1013 KUNKLE DR CHAMBERSBURG PA 172028518, CHAMBERSBURG, PA 17202-8518 |
| Document Number | 12521 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 12521 |
| Name | FARMERS & MERCHANTS TR/CHAMBER |
|---|---|
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 362 Elder St was $2,513, up 2% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Chambersburg Borough |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,513.00 (+1.99%) | $12,420 Land $1,500 Building $10,920 | |
| 2025 | $2,464.00 (+4.27%) | ||
| 2024 | $2,363.00 | $12,420 Land $1,500 Building $10,920 | |
| $12,420 Land $1,500 Building $10,920 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 362 Elder St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1984–2006) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jun 2006 · Severe Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 362 Elder St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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