362 E Emerson St, Chula Vista, CA 91911 Property Records

San Diego County property record for 362 E Emerson St, Chula Vista, CA 91911

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,400 sqft · built 1968
Lot Size0.269 acres (11,700 sqft)
Owner2 Individual Names on Record
Last Sale$850,000 (Apr 2022)
Tax Bill$8,665 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Oct 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN639-641-10-00

Property Details

APN / Parcel Number

Primary APN639-641-10-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area11,700 sqft (0.269 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address362 E EMERSON ST
CityCHULA VISTA
StateCA
Zip91911-3708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 92 TR 006054
Legal SubdivisionCHULA VISTA GARDENS
Legal Tract006054
Legal Block1
Legal Lot Number92
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract13302

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2022Grant Deed, Transfer · VA Mortgage
NAVY FCU
Oct 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
JG WENTWORTH LNDG LLC
Jun 19, 2017Quit Claim Deed, Transfer · Conventional Mortgage
LOS ANGELES FCU
Jun 19, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2022 · Amount on Record
Deed SaleApr 12, 2022 · Amount on Record
Prior SaleSep 6, 2011 · Amount on Record
Deed Document Number2022160713
Prior Transfer DateJan 28, 1997
Prior Transfer Doc0000060227
Record UpdatedOct 29, 2026

April 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 12, 2022
Property Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708
Document Number0000160713
Map ReferenceMAP 6054
Instrument DateMar 10, 2022
Instrument2022-0160713
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708

Mortgage

Document Number0000160714
DateApr 12, 2022
Instrument2022-0160714
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708

Mortgage

Document Number0000614285
DateOct 9, 2020
Instrument2020-0614285
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708
Document Number0000082606
Instrument DateFeb 28, 2019
Transaction TypeMortgage
Record UpdatedMar 19, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address362 E EMERSON ST CHULA VISTA CA 919113708, CHULA VISTA, CA 91911-3708

Mortgage

Document Number0000082606
DateMar 7, 2019
Instrument82606
Lender
NameJG WENTWORTH LNDG LLC
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 6, 2049

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 19, 2017
Property Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708
Document Number0000273549
Instrument DateJun 13, 2017
Instrument273549
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address639 E EMERSON ST CHULA VISTA CA 91911, CHULA VISTA, CA 91911

Mortgage

Document Number273550
DateJun 19, 2017
Instrument273550
Lender
NameLOS ANGELES FCU
TypeCredit Union
AddressGLENDALE, CA 91205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term84 Months
DueJun 18, 2024

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 19, 2017
Property Address362 E EMERSON ST, CHULA VISTA, CA 91911-3708
Document Number0000273548
Instrument DateJun 13, 2017
Instrument273548
Transaction TypeTransfer
Record UpdatedJun 27, 2017

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address362 E EMERSON ST CHULA VISTA CA 919113708, CHULA VISTA, CA 91911-3708

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$920,060 (+2%) Land $649,454 Building $270,606
2025$8,665.00 (+18.89%)$902,020 (+15.94%) Land $636,720 Building $265,300
2023$7,288.00 (+125.91%)$778,000 Land $549,000 Building $229,000
2022$3,226.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSWEETWATER AUTHORITY
serves 184,915 people · EPA ID CA3710025
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wyyerd Connect
Fiber
8,000 / 8,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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