362 David St, Chattanooga, TN 37419 Property Records

Hamilton County property record for 362 David St, Chattanooga, TN 37419

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1958
Lot Size	0.241 acres (10,530 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (May 2024)
Tax Bill	$1,024 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144K C 012`

Property Details

APN / Parcel Number

Primary APN	`144K C 012`
Alternative APN	`0000069423`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,530 sqft (0.241 acres)
Lot Dimensions	133 ft deep x 79 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000069423
Street Address	362 DAVID ST
City	CHATTANOOGA
State	TN
Zip	37419-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 11 J O MC BRYAR S/B PB 19 PG 19 3309 02C 006D
Legal Subdivision	MC BRYAR J O
Legal Lot Number	11
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	12100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

362 David St is owned and occupied by an individual who bought it in May 2024.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	362 DAVID ST, CHATTANOOGA, TN 37419-1424
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2024 · Amount on File
Deed Sale	May 24, 2024 · Amount on File
Prior Sale	Sep 19, 2016
Deed Document Number	0013602293
Deed Book / Page	13602 / 293
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 24, 2024
Property Address	362 DAVID ST, CHATTANOOGA, TN 37419-1424
Document Number	0000000200
Book / Page	13602 / 293
Map Reference	MB 19 PG 19
Instrument Date	May 24, 2024
Instrument	2024052400200
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 DAVID ST, CHATTANOOGA, TN 37419-1424

Mortgage

Document Number	0000000201
Date	May 24, 2024
Instrument	2024052400201

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 362 David St was $1,024, up 42% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,024.00 (+42.02%)	$67,600 (+109.61%)	$270,400 (+109.61%) Land $50,000 Building $220,400
2024	$721.00	$32,250 (-)	$129,000 (-) Land $30,000 Building $99,000
2023	$721.00	$32,250 (-)	$129,000 (-) Land $30,000 Building $99,000
2022	$721.00	$32,250	$129,000 Land $30,000 Building $99,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 362 David St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 David St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20