Warwick City property record for 362 Cowesett Rd, Warwick, RI 02886
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,130 sqft · built 1922 |
| Lot Size | 0.519 acres (22,611 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Aug 2023) |
| Tax Bill | $7,446 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Aug 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23301440000 |
| Primary APN | 23301440000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 4,642 sqft |
| 1st Floor Area | 1,037 sqft |
| Attic | Attic |
| Attic Area | 884 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 22,611 sqft (0.519 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 144572 |
|---|---|
| Street Address | 362 COWESETT RD |
| City | WARWICK |
| State | RI |
| Zip | 02886-8536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Block | 144 |
| Jurisdiction | WARWICK RI |
| Township / Civil Division | WARWICK |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 22201 |
362 Cowesett Rd is owned and occupied by two individuals who bought it in August 2023.
Source: Warwick City records, as of June 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 362 COWESETT RD, WARWICK, RI 02886-8536 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORP |
| Aug 25, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC |
| Jan 3, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage MOVEMENT MORTGAGE |
| Apr 23, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage GREENWOOD CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on File |
| Deed Sale | Aug 25, 2023 · Amount on File |
| Prior Sale | Jan 3, 2022 · Amount on File |
| Deed Book / Page | 10373 / 41 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARWICK RI |
| Property Address | 362 COWESETT RD, WARWICK, RI 02886-8536 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0009946-89 |
|---|---|
| Date | Sep 9, 2021 |
| Book Page | 9946/89 |
| Instrument | 18240 |
| Name | BETTER MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Aug 25, 2023 |
| Property Address | 362 COWESETT RD, WARWICK, RI 02886-8536 |
| Document Number | 0010373-41 |
| Book / Page | 10373 / 41 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 8813 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 44 SHENANDOAH RD, WARWICK, RI 02886-8714 |
| Document Number | 0000008814 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 8814 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Jan 3, 2022 |
| Property Address | 362 COWESETT RD, WARWICK, RI 02886-8536 |
| Document Number | 010049-239 |
| Book / Page | 10049 / 239 |
| Instrument Date | Dec 30, 2021 |
| Instrument | 9 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 COWESETT RD, WARWICK, RI 02886-8536 |
| Document Number | 0000000010 |
|---|---|
| Date | Jan 3, 2022 |
| Instrument | 10 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARWICK RI |
| Recording Date | Apr 23, 2021 |
| Property Address | 362 COWESETT RD, WARWICK, RI 02886-8536 |
| Document Number | 9821-7 |
| Book / Page | 9821 / 7 |
| Instrument Date | Apr 23, 2021 |
| Instrument | 8533 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 362 COWESETT RD, WARWICK, RI 02886-8536 |
| Document Number | 8534 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 8534 |
| Name | GREENWOOD CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 362 Cowesett Rd was $7,446.
Source: Warwick City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Warwick City |
| Unified School District | Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,446.00 | $586,300 Land $132,200 Building $454,100 | |
| 2024 | $546,440 | ||
| 2023 | $6,912.00 (+9.63%) | $487,100 (+44.71%) Land $115,000 Building $372,100 | |
| 2022 | $6,305.00 | $336,600 Land $89,100 Building $247,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Cowesett Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 Cowesett Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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