362 Co Rd 481, Stephenville, TX 76401 Property Records

Erath County property record for 362 Co Rd 481, Stephenville, TX 76401

Property Summary

Property Type	Rural Home
Details	2,628 sqft · built 1980
Lot Size	10.5 acres (459,558 sqft)
Owner	Individual Name on File
Last Sale	$638,400 (Apr 2026)
Tax Bill	$6,766 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R000024361`

Property Details

APN / Parcel Number

Primary APN	`R000024361`
Alternative APN	`R.0640.00490.00.0`

Interior

Stories	1 Story
Building Area	2,628 sqft Living Area
1st Floor Area	1,700 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	459,558 sqft (10.5 acres)
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft
Porch	Porch
Porch Area	75 sqft

Location & Zoning

Account Number	R.0640.00490.00.0
Street Address	362 COUNTY ROAD 481
City	STEPHENVILLE
State	TX
Zip	76401-7083
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0640 ROBERTS MATTHEW; 2 HOUSES & BARNS
Legal Subdivision	MATHEW ROBERTS SURVEY A 640
Jurisdiction	ERATH TX
Township / Civil Division	STEPHENVILLE
Census Block Group	2
Census Block	2025
Census Tract	950600

Owner

362 Co Rd 481, a rural home, is owned and occupied by an individual who bought it in April 2026.

Source: Erath County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	362 COUNTY ROAD 481, STEPHENVILLE, TX 76401-7083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Woman, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP
Apr 2, 2026	Deed, Transfer · Conventional Mortgage NETWORK FUNDING LP
Nov 23, 2020	Vendor's Lien, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Nov 23, 2020 · Amount on File
Deed Document Number	20261811
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	202007347
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ERATH TX
Recording Date	Apr 2, 2026
Property Address	362 COUNTY ROAD 481, STEPHENVILLE, TX 76401-7083
Document Number	0202601811
Instrument Date	Apr 1, 2026
Instrument	20261811
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 COUNTY ROAD 481, STEPHENVILLE, TX 76401-7083

Mortgage

Document Number	0000001812,
Date	Apr 2, 2026
Instrument	20261812

Lender

Name	NETWORK FUNDING LP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ERATH TX
Recording Date	Apr 2, 2026
Property Address	362 COUNTY ROAD 481, STEPHENVILLE, TX 76401-7083
Document Number	0000001811
Instrument Date	Apr 1, 2026
Instrument	2026.1811
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 COUNTY ROAD 481, STEPHENVILLE, TX 76401-7083

Mortgage

Document Number	0000001812,
Date	Apr 2, 2026
Instrument	2026..1812

Lender

Name	NETWORK FUNDING LP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ERATH TX
Recording Date	Nov 23, 2020
Property Address	362 COUNTY ROAD 481, STEPHENVILLE, TX 76401-7083
Document Number	202007347
Instrument Date	Nov 20, 2020
Instrument	2020-07347
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	CROSS TIMBERS TITLE COMPANY, CROSS TIMBERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 COUNTY ROAD 481, STEPHENVILLE, TX 76401-7083

Mortgage

Document Number	202007348
Date	Nov 23, 2020
Instrument	2020-07348

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 362 Co Rd 481 was $6,766 with a homeowner's exemption, up 3% from the year before.

Source: Erath County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Erath County
Unified School District	Stephenville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,766.00 (+29.97%)	$530,830 (+67,093.67%) Land $40,790 Building $490,040	$701,040 (+530.72%) Land $211,000 Building $490,040
2025	$5,206.00 Homeowner's exemption	$790	$111,150
2023	$5,207.00 (-11.84%) Homeowner's exemption	$740	$205,200
2022	$5,906.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 362 Co Rd 481 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Co Rd 481 is high, ranking above 86% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 82% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Electric Cooperative Services Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 481

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures