St. Johns County property record for 362 Cloisterbane Dr, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,281 sqft · built 2014 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,596 (May 2014) |
| Tax Bill | $3,474 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009624-0470 |
| Primary APN | 009624-0470 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,281 sqft Living Area |
| Gross Area | 3,910 sqft |
| 1st Floor Area | 2,913 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 629 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 362 CLOISTERBANE DR |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-8230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 69/73-76 DURBIN CROSSING NORTH PHASE 2E - UNIT 2 LOT 47 OR3878/1543 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 01 |
| Legal Subdivision | DURBIN CROSSING NORTH PHASE 2E UNIT 2 |
| Legal Phase | 2E |
| Legal Block | 1 |
| Legal Lot Number | 47 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 20808 |
362 Cloisterbane Dr is owned and occupied by two individuals who bought it in May 2014.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2025 | Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LENDING INC |
| Aug 3, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 2, 2022 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 21, 2017 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Dec 23, 2019 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2014 · Amount on File |
| Deed Sale | May 13, 2014 · Amount on File |
| Deed Document Number | 201426893 |
| Deed Book / Page | 3878 / 1543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Document Number | 0062510365 |
|---|---|
| Date | Nov 4, 2025 |
| Book Page | 6251/365 |
| Instrument | 2025090068 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | LAKE FOREST, CA 92630 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Document Number | 0058031097 |
|---|---|
| Date | Aug 3, 2023 |
| Book Page | 5803/1097 |
| Instrument | 2023060859 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 24, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Document Number | 0054831577 |
|---|---|
| Date | Feb 2, 2022 |
| Book Page | 5483/1577 |
| Instrument | 2022011965 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043620514 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 4362/0514 |
| Instrument | 2017027676 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 362 CLOISTERBANE DR, SAINT JOHNS, FL 32259-8230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0048540517 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 4854/0517 |
| Instrument | 2019096100 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | BUENA PARK, CA 90620 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 362 Cloisterbane Dr was $3,474 with a veteran's exemption, down 58.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $467,039 (+2.7%) | $671,360 (-2.01%) Land $160,000 Building $511,360 | |
| 2025 | $3,474.00 (-58.16%) Disabled Person's exemption Veteran's exemption | $454,760 (+2.9%) | $685,149 (+1.88%) Land $155,000 Building $530,149 |
| 2024 | $8,304.00 (+1.8%) Homeowner's exemption | $441,944 (+3%) | $672,489 (+0.74%) Land $155,000 Building $517,489 |
| 2023 | $8,157.00 (+3.86%) Homeowner's exemption | $429,072 (+3%) | $667,569 (+15.95%) Land $145,000 Building $522,569 |
| 2022 | $7,854.00 Homeowner's exemption | $416,575 | $575,750 Land $123,200 Building $452,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Cloisterbane Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 138 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 138 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 362 Cloisterbane Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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