362 Carter St, El Cajon, CA 92020 Property Records

San Diego County property record for 362 Carter St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,631 sqft · built 1955
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on File
Last Sale	$495,500 (Aug 2018)
Tax Bill	$7,343 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`493-132-14-00`

Property Details

APN / Parcel Number

Primary APN	`493-132-14-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,631 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	5,800 sqft (0.133 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	362 CARTER ST
City	EL CAJON
State	CA
Zip	92020-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 36 TR 003070
Legal Subdivision	JONATHAN MANOR
Legal Tract	003070
Legal Block	2
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2007
Census Tract	15301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	362 CARTER ST, EL CAJON, CA 92020-6304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Quit Claim Deed, Transfer JMAC LENDING
Aug 30, 2018	Grant Deed, Transfer · FHA Mortgage WORLD WIDE CREDIT
Oct 27, 2017	Quit Claim Deed, Transfer LAWYERS TITLE
Oct 27, 2017	Grant Deed, Transfer · VA Mortgage ONETRUST HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on File
Deed Sale	Aug 30, 2018 · Amount on File
Prior Sale	Oct 27, 2017 · Amount on File
Deed Document Number	2018358789
Prior Transfer Date	Feb 28, 1995
Prior Transfer Doc	0000092918
Record Updated	Oct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 4, 2020
Property Address	362 CARTER ST, EL CAJON, CA 92020-6304
Document Number	0000284478
Instrument Date	Apr 28, 2020
Instrument	284478
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 CARTER ST EL CAJON CA 920206304, EL CAJON, CA 92020-6304

Mortgage

Document Number	284479
Date	Jun 4, 2020
Instrument	284479

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 30, 2018
Property Address	362 CARTER ST, EL CAJON, CA 92020-6304
Document Number	0000358789
Instrument Date	Aug 24, 2018
Instrument	358789
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$545.05
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	362 CARTER ST EL CAJON CA 920206304, EL CAJON, CA 92020-6304

Mortgage

Document Number	358790
Date	Aug 30, 2018
Instrument	358790

Lender

Name	WORLD WIDE CREDIT
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92123

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2017
Property Address	362 CARTER ST, EL CAJON, CA 92020-6304
Document Number	0000502927
Instrument Date	Sep 15, 2017
Instrument	502927
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	362 CARTER ST EL CAJON CA 920206304, EL CAJON, CA 92020-6304

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2017
Property Address	362 CARTER ST, EL CAJON, CA 92020-6304
Document Number	0000502926
Instrument Date	Aug 17, 2017
Instrument	502926
Transaction Type	Transfer
Record Updated	Nov 1, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	362 CARTER ST EL CAJON CA 920206304, EL CAJON, CA 92020-6304

Mortgage

Document Number	502928
Date	Oct 27, 2017
Instrument	502928

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$563,787 (+2%) Land $219,588 Building $344,199
2025	$7,343.00 (+4.35%) Homeowner's exemption	$552,733 (+4.04%) Land $215,283 Building $337,450
2023	$7,037.00 (+1.03%) Homeowner's exemption	$531,272 Land $206,924 Building $324,348
2022	$6,965.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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