362 Cardinal Loop, Crossville, TN 38555 Property Records

Cumberland County property record for 362 Cardinal Loop, Crossville, TN 38555

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,516 sqft · built 1983
Lot Size	0.702 acres (30,600 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Sep 2021)
Tax Bill	$495 (2018)
Deeds & Mortgages	Sep 2021 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018099M F 01400`

Property Details

APN / Parcel Number

Primary APN	`018099M F 01400`
Alternative APN	`099M F 01400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,516 sqft Living Area
1st Floor Area	1,516 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2009
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,600 sqft
Lot Dimensions	200 ft deep x 153 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Deck Area	352 sqft
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	362 CARDINAL LOOP
City	CROSSVILLE
State	TN
Zip	38555-5891
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: E01
Legal Subdivision	HOLIDAY HILLS
Legal Lot Number	1129 153
Jurisdiction	CUMBERLAND TN
Township / Civil Division	1
Census Block Group	3
Census Block	3020
Census Tract	970601

Owner

362 Cardinal Loop is owned by an individual who bought it in September 2021.

Source: Cumberland County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	49 MALLARD CIR, CROSSVILLE, TN 38555-5828
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Warranty Deed, Transfer
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FINANCIAL LLC
Sep 20, 2018	Deed of Trust, Mortgage GUARANTY MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2021 · Amount on File
Deed Sale	Sep 27, 2021 · Amount on File
Prior Sale	Aug 13, 2010 · Amount on File
Deed Document Number	21014463
Deed Book / Page	1623 / 1362
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Sep 27, 2021
Property Address	362 CARDINAL LOOP, CROSSVILLE, TN 38555-5891
Document Number	0000014463
Book / Page	1623 / 1362
Map Reference	MB 2 PG 27
Instrument Date	Sep 24, 2021
Instrument	21014463
Transaction Type	Transfer
Record Updated	Oct 15, 2021

Transaction

Amount	Amount on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 MALLARD CIR, CROSSVILLE, TN 38555-5828

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	362 CARDINAL LOOP, CROSSVILLE, TN 38555-5891
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 CARDINAL LOOP, CROSSVILLE, TN 38555-5891

Mortgage

Document Number	0000008117
Date	Jun 1, 2021
Book Page	1611/1961
Instrument	21008117

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	328 Months
Due	Oct 1, 2048

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	362 CARDINAL LOOP, CROSSVILLE, TN 38555-5891
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 CARDINAL LOOP, CROSSVILLE, TN 38555-5891

Mortgage

Document Number	0000014066
Date	Nov 12, 2020
Book Page	1592/1574
Instrument	20014066

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Oct 1, 2048

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	362 CARDINAL LOOP, CROSSVILLE, TN 38555-5891
Document Number	0000011433
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	362 CARDINAL LOOP CROSSVILLE TN 385555891, CROSSVILLE, TN 38555-5891

Mortgage

Document Number	0000011433
Date	Sep 21, 2018
Book Page	001535/001027
Instrument	11433

Lender

Name	GUARANTY MTG SVCS
Type	Mortgage Company
Address	BUFORD, GA 30518

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Municipality	Crossville City
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,975 Land $4,500 Building $44,475
2023		$48,975 (-) Land $4,500 Building $44,475
2022		$48,975 Land $4,500 Building $44,475	$195,900 (-) Land $18,000 Building $177,900
2021			$195,900 Land $18,000 Building $177,900
2018	$495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 362 Cardinal Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Cardinal Loop is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROSSVILLE WATER DEPT serves 32,985 people · EPA ID TN0000150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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