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362 Calloway Gap Rd, West Jefferson, NC 28694 Property Records

Ashe County property record for 362 Calloway Gap Rd, West Jefferson, NC 28694

Property Summary

Property TypeSingle Family Home
Details2,104 sqft · built 2022
Lot Size6.4 acres (279,002 sqft)
Owner2 Individual Names on File
Last Sale$60,000 (Mar 2021)
Tax Bill$2,274 (2025)
Deeds & MortgagesNov 2022 Mortgage
Nov 2021 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN12350-054

Property Details

APN / Parcel Number

Primary APN12350-054
Alternative APN
  • 107811

Interior

Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,104 sqft Heated Area
Gross Area3,156 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Lot Area279,002 sqft (6.4 acres)

Location & Zoning

Account Number107811
Street Address362 CALLOWAY GAP RD
CityWEST JEFFERSON
StateNC
Zip28694-9208
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6.405 AC
JurisdictionASHE NC
Township / Civil DivisionOBIDS
Census Block Group2
Census Block2015
Census Tract970702

Owner

Source: Ashe County records · APN 12350-054

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address362 CALLOWAY GAP RD, WEST JEFFERSON, NC 28694-9208
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
INTERCOASTAL MORTGAGE
Nov 08, 2021Deed of Trust, Mortgage · Construction Mortgage
INTERCOASTAL MORTGAGE
Mar 04, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 04, 2021 · Amount on Record
Deed SaleMar 04, 2021 · Amount on Record
Prior SaleJun 01, 2006 · Amount on Record
Deed Document Number20211274
Deed Book / Page524 / 454
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address362 CALLOWAY GAP RD, WEST JEFFERSON, NC 28694-9208
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyTRIO ABSTRACT INC., TRITON ABSTRACT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00547/2192
DateNov 16, 2022
Book Page547/2192
Instrument6115
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateDec 01, 2027
Change Frequency6 Months
Min Rate At Change2.87%
Max Rate At Change6.87%
IndexOther
Max Rate9.87%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address362 CALLOWAY GAP RD, WEST JEFFERSON, NC 28694-9208
Transaction TypeMortgage
Record UpdatedAug 22, 2023
Title CompanyFIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2152 CHRISTIAN LIGHT RD, FUQUAY VARINA, NC 27526-6105

Mortgage

Document Number00534/1619
DateNov 08, 2021
Book Page534/1619
Instrument6705
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueDec 01, 2022

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateMar 04, 2021
Property Address362 CALLOWAY GAP RD, WEST JEFFERSON, NC 28694-9208
Document Number000524/454
Book / Page524 / 454
Instrument DateNov 19, 2020
Instrument1274
Transaction TypeTransfer
Record UpdatedAug 22, 2023

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2152 CHRISTIAN LIGHT RD, FUQUAY VARINA, NC 27526-6105

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,274.00 (+591.19%)$426,000 (+564.59%) Land $69,100 Building $356,900$426,000 (+564.59%) Land $69,100 Building $356,900
2023$329.00 (-11.32%)$64,100 (-) Land $64,100$64,100 (-) Land $64,100
2022$371.00$64,100 Land $64,100$64,100 Land $64,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), as of June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099707022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber		2,000 / 2,000

Based on FCC filings for 17 locations within half a mile of this property.

Cell Coverage

No cell data coverage reported

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