362 Black Bear Cv, Clyde, NC 28721 Property Records

Haywood County property record for 362 Black Bear Cv, Clyde, NC 28721

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,181 sqft · built 2019
Lot Size	4.41 acres (192,405 sqft)
Owner	2 Individual Names on File
Last Sale	$61,500 (Jul 2009)
Tax Bill	$2,737 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8731-09-7528`

Property Details

APN / Parcel Number

Primary APN	`8731-09-7528`
Alternative APN	`204644`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,181 sqft Heated Area
Gross Area	768 sqft
1st Floor Area	2,181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Lot Area	192,405 sqft (4.41 acres)
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	204644
Street Address	362 BLACK BEAR CV
City	CLYDE
State	NC
Zip	28721-6462
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACK BEAR CV #2
Legal Subdivision	JOHN H & MELISSA L MEHAFFEY
Legal Tract	2
Legal Unit	2
Jurisdiction	HAYWOOD NC
Township / Civil Division	FINES CREEK
Census Block Group	2
Census Block	2001
Census Tract	920102

Owner

362 Black Bear Cv is owned by two individuals who bought it in July 2009.

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	339 BLACK BEAR CV, CLYDE, NC 28721-6462
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Nov 16, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 26, 2019	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2009 · Amount on File
Deed Sale	Jul 21, 2009 · Amount on File
Deed Document Number	20097488
Deed Book / Page	765 / 1605
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	362 BLACK BEAR CV, CLYDE, NC 28721-6462
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001059I2225
Date	Apr 8, 2022
Book Page	1059/I2225
Instrument	2022003817

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	362 BLACK BEAR CV, CLYDE, NC 28721-6462
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010131527
Date	Nov 16, 2020
Book Page	1013/1527
Instrument	2020011957

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	362 BLACK BEAR CV, CLYDE, NC 28721-6462
Document Number	0009771844
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	BLACK BEAR CV CLYDE NC 28721, CLYDE, NC 28721

Mortgage

Document Number	0009771844
Date	Jul 26, 2019
Book Page	000977/001844
Instrument	6544

Lender

Name	FIRSTBANK
Type	Bank
Address	TROY, NC 27371

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 362 Black Bear Cv was $2,737.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$447,900 (-) Land $48,700 Building $399,200
2025	$2,737.00	$447,900 Land $48,700 Building $399,200	$447,900 Land $48,700 Building $399,200
2023		$425,100 Land $44,400 Building $380,700	$425,100 Land $44,400 Building $380,700
2021			$425,100 Land $44,400 Building $380,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 362 Black Bear Cv in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1994–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 362 Black Bear Cv is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Skyrunner Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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