Bergen County and Ramsey Borough property record for 362 Airmount Ave, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,034 sqft · built 1967 |
| Lot Size | 0.928 acres (40,424 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $681,500 (May 2020) |
| Tax Bill | $18,043 (2025) |
| Deeds & Mortgages | May 2020 Mortgage May 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04001-0000-00015 |
| Primary APN | 48-04001-0000-00015 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,034 sqft Living Area |
| 1st Floor Area | 2,034 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 40,424 sqft (0.928 acres) |
| Lot Dimensions | 231 ft deep x 175 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 362 AIRMOUNT AVE |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 0.928AC |
| Legal Block | 4001 |
| Legal Lot Number | 15 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 44202 |
362 Airmount Ave is owned and occupied by two individuals who bought it in May 2020.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 362 AIRMOUNT AVE, RAMSEY, NJ 07446-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| May 29, 2020 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 14, 2017 | Deed, Transfer · ARM COLUMBIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2020 · Amount on File |
| Deed Sale | May 29, 2020 · Amount on File |
| Prior Sale | Aug 14, 2017 · Amount on File |
| Deed Document Number | 202053374 |
| Deed Book / Page | 3610 / 95 |
| Prior Transfer Date | May 13, 1993 |
| Prior Transfer Doc | 7623000261 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 362 AIRMOUNT AVE, RAMSEY, NJ 07446-1225 |
| Document Number | 0036100099 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2020 |
| Title Company | FOUNDATION TITLE LLC - ROSELA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 362 AIRMOUNT AVE RAMSEY NJ 074461225, RAMSEY, NJ 07446-1225 |
| Document Number | 0036100099 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 003610/000099 |
| Instrument | 20053375 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 29, 2020 |
| Property Address | 362 AIRMOUNT AVE, RAMSEY, NJ 07446-1225 |
| Document Number | 0036100095 |
| Book / Page | 3610 / 95 |
| Instrument Date | May 12, 2020 |
| Instrument | 20-053374 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,048.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 362 AIRMOUNT AVE, 362, RAMSEY, NJ 07446-1225 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 362 AIRMOUNT AVE, RAMSEY, NJ 07446-1225 |
| Document Number | 20053375 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 20-053375 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 14, 2017 |
| Property Address | 362 AIRMOUNT AVE, RAMSEY, NJ 07446-1225 |
| Document Number | 0026940091 |
| Book / Page | 02694 / 0091 |
| Instrument Date | Aug 1, 2017 |
| Instrument | 17-060798 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE INSU |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,874.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 26 ELIZABETH RD, 26, MONTCLAIR, NJ 07043-2622 |
| Name | Verified Name |
|---|---|
| Address | 362 AIRMOUNT AVE, RAMSEY, NJ 07446-1225 |
| Document Number | 0026940097 |
|---|---|
| Date | Aug 14, 2017 |
| Book Page | 02694/0097 |
| Instrument | 17-060798.01 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, MD 21046 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
The 2025 property tax bill for 362 Airmount Ave was $18,043, down 0.4% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $881,100 (+0.55%) Land $360,400 Building $520,700 | $881,100 (+0.55%) Land $360,400 Building $520,700 | |
| 2025 | $18,043.00 (-0.41%) | $876,300 Land $360,400 Building $515,900 | $876,300 Land $360,400 Building $515,900 |
| 2024 | $18,117.00 | ||
| 2023 | $642,000 (-) Land $321,200 Building $320,800 | $642,000 (-) Land $321,200 Building $320,800 | |
| 2022 | $16,839.00 (+1.15%) | $642,000 Land $321,200 Building $320,800 | $642,000 Land $321,200 Building $320,800 |
| 2021 | $16,647.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 362 Airmount Ave in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 362 Airmount Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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