Kane County property record for 3619 Wetlands Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $545,500 (Oct 2014) |
| Tax Bill | $21,379 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-126-006 |
| Primary APN | 05-12-126-006 |
|---|
| Lot Area | 11,761 sqft (0.27 acres) |
|---|
| Street Address | 3619 WETLANDS DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-7868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD D LT 426 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 426 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2064 |
| Census Tract | 850711 |
3619 Wetlands Dr is owned and occupied by an individual who bought it in October 2014.
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3619 WETLANDS DR, ELGIN, IL 60124-7868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC |
| Aug 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on File |
| Deed Sale | Oct 22, 2014 · Amount on File |
| Deed Document Number | 201453363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3619 WETLANDS DR, ELGIN, IL 60124-7868 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000045950 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 2021K045950 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3619 WETLANDS DR, ELGIN, IL 60124-7868 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000040229 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017K040229 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 1, 2037 |
The 2025 property tax bill for 3619 Wetlands Dr was $21,379 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,379.00 Homeowner's exemption | ||
| 2024 | $266,648 Land $31,322 Building $235,326 | $800,264 Land $94,004 Building $706,261 | |
| 2022 | $17,540.00 (-0.56%) Homeowner's exemption | $191,303 (+3.51%) Land $32,035 Building $159,268 | $573,909 (+3.51%) Land $96,105 Building $477,804 |
| 2021 | $17,639.00 Homeowner's exemption | $184,816 Land $30,949 Building $153,867 | $554,448 Land $92,847 Building $461,601 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3619 Wetlands Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3619 Wetlands Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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