3618 Spenser Ln, Madison, WI 53704 Property Records

Dane County property record for 3618 Spenser Ln, Madison, WI 53704

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 952 sqft · built 1957
Lot Size	0.187 acres (8,159 sqft)
Owner	2 Individual Names on File
Last Sale	$125,600 (Jun 2013)
Tax Bill	$5,037 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0810-302-0318-7`

Property Details

APN / Parcel Number

Primary APN	`0810-302-0318-7`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	1,904 sqft
1st Floor Area	952 sqft
Basement Area	952 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,159 sqft (0.187 acres)
Lot Dimensions	120 ft deep x 68 ft wide
View / Lot	Traffic
Garage Type	Detached
Garage Area	308 sqft
Driveway	Asphalt Driveway
Driveway Area	220 sqft
Parking Spaces	1 Parking Space
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3618 SPENSER LN
City	MADISON
State	WI
Zip	53704-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR-C1
Legal Description	BERKELEY, BLK 1, LOT 6.
Legal Range	10E
Legal Township	08N
Legal Section	30
Legal Quarter	2
Legal Subdivision	BERKELEY
Legal Block	1
Legal Lot Number	6
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1026
Census Tract	2402

Owner

3618 Spenser Ln is owned and occupied by two individuals who bought it in June 2013.

Source: Dane County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3618 SPENSER LN, MADISON, WI 53704-2317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
Jun 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2013 · Amount on File
Deed Sale	Jun 5, 2013 · Amount on File
Prior Sale	Jun 20, 2008 · Amount on File
Deed Document Number	20134993425
Prior Transfer Date	Apr 25, 2013
Prior Transfer Doc	0004993425
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	3618 SPENSER LN, MADISON, WI 53704-2317
Transaction Type	Mortgage
Record Updated	Feb 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005882250
Date	Jan 13, 2023
Instrument	5882250

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 12, 2053

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DANE WI
Recording Date	Jun 22, 2021
Property Address	3618 SPENSER LN, MADISON, WI 53704-2317
Document Number	0005742560
Instrument Date	Jun 14, 2021
Instrument	5742560
Transaction Type	Transfer
Record Updated	Jul 7, 2021
Title Company	NATIONS TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3618 SPENSER LN, MADISON, WI 53704-2317

Mortgage

Document Number	0005742561
Date	Jun 22, 2021
Instrument	5742561

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3618 Spenser Ln was $5,037, up 16.1% from the year before.

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,037.00 (+16.06%)	$274,900 Land $77,300 Building $197,600
2024	$4,340.00		$249,900 (+9.38%)
2023		$227,200 Land $70,300 Building $156,900	$228,479
2022	$3,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3618 Spenser Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3618 Spenser Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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