3618 Normanna Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 3618 Normanna Rd, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,112 sqft · built 2015
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Feb 2021)
Tax Bill	$6,386 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`375-0010-04540`

Property Details

APN / Parcel Number

Primary APN	`375-0010-04540`
Alternative APN	`1104181`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,112 sqft Gross Area
1st Floor Area	1,112 sqft
Basement Area	1,112 sqft
Finished Basement	1,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Garage Area	896 sqft

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	432 sqft
Storage Building	192 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal

Location & Zoning

Account Number	1104181
Street Address	3618 NORMANNA RD
City	DULUTH
State	MN
Zip	55803-9783
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E1/2 OF NW1/4 OF NE1/4 OF NW1/4 SERIAL #
Legal Range	14W
Legal Township	52N
Legal Section	24
Legal Subdivision	GNESEN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	GNESEN
Census Block Group	2
Census Block	2012
Census Tract	10601

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3618 NORMANNA RD, DULUTH, MN 55803-9783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Deed of Trust, Mortgage · Line of Credit PEOPLES STATE BANK
Feb 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2021 · Amount on Record
Deed Sale	Feb 2, 2021 · Amount on Record
Deed Document Number	20211035966
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3618 NORMANNA RD, DULUTH, MN 55803-9783
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3618 NORMANNA RD, DULUTH, MN 55803-9783

Mortgage

Document Number	0001093931
Date	Sep 8, 2025
Instrument	1093931

Lender

Name	PEOPLES STATE BANK
Type	Bank
Address	ELGIN, MN 55932

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Aug 22, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 2, 2021
Property Address	3618 NORMANNA RD, DULUTH, MN 55803-9783
Document Number	0001035966
Instrument Date	Jan 25, 2021
Instrument	1035966
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	ARROWHEAD TITLE COMPANY, ARROWHEAD ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3618 NORMANNA RD, DULUTH, MN 55803-9783

Mortgage

Document Number	0001035967
Date	Feb 2, 2021
Instrument	1035967

Lender

Name	PEOPLES STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Gnesen Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,386.00 (+6.93%) Homeowner's exemption
2025	$5,972.00 (+12.93%) Homeowner's exemption	$567,200 (+1.41%) Land $72,000 Building $495,200	$567,200 (+1.41%) Land $72,000 Building $495,200
2024	$5,288.00	$559,300 (+32.16%) Land $68,300 Building $491,000	$559,300 (+32.16%) Land $68,300 Building $491,000
2022		$423,200 Land $64,400 Building $358,800	$423,200 Land $64,400 Building $358,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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