3618 E Phelps St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3618 E Phelps St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,412 sqft · built 2008
Lot Size	0.113 acres (4,925 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Dec 2021)
Tax Bill	$1,785 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-10-651`

Property Details

APN / Parcel Number

Primary APN	`313-10-651`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,191 sqft
2nd Floor Area	1,221 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,925 sqft (0.113 acres)
Parking Spaces	2 Parking Spaces
Patio Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3618 E PHELPS ST
City	GILBERT
State	AZ
Zip	85295-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COOLEY STATION PHASE 2 MCR 757-42
Legal Range	06E
Legal Township	01S
Legal Section	35
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	COOLEY STATION PHASE 2
Legal Phase	2
Legal Lot Number	477
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1007
Census Tract	815602

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3618 E PHELPS ST, GILBERT, AZ 85295-7222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 22, 2017	Warranty Deed, Transfer · Conventional with PMI BANKERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Prior Sale	Jun 22, 2017 · Amount on Record
Deed Document Number	20211305624
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 9, 2021
Property Address	3618 E PHELPS ST, GILBERT, AZ 85295-7222
Document Number	0001305624
Map Reference	MB 757 PG 42
Instrument Date	Dec 1, 2021
Instrument	20211305624
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CHIRCO TITLE AGENCY INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3618 E PHELPS ST, 3618, GILBERT, AZ 85295-7222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3618 E PHELPS ST, GILBERT, AZ 85295-7222

Mortgage

Document Number	0001305625
Date	Dec 9, 2021
Instrument	20211305625

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3618 E PHELPS ST, GILBERT, AZ 85295-7222
Document Number	0000645592
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3618 E PHELPS ST GILBERT AZ 852957222, GILBERT, AZ 85295-7222

Mortgage

Document Number	0000645592
Date	Jul 20, 2020
Instrument	645592

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2017
Property Address	3618 E PHELPS ST, GILBERT, AZ 85295-7222
Document Number	0000455833
Instrument Date	Jun 16, 2017
Instrument	455833
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3618 E PHELPS ST GILBERT AZ 852957222, GILBERT, AZ 85295-7222

Mortgage

Document Number	455834
Date	Jun 22, 2017
Instrument	455834

Lender

Name	BANKERS TR
Address	DES MOINES, IA 50309

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,850 (+1.83%)	$468,500 (+1.83%) Land $93,700 Building $374,800
2025	$1,785.00 (-6.84%)
2024		$46,010	$460,100 Land $92,000 Building $368,100
2023	$1,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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