Hillsborough County property record for 3618 Berger Rd, Lutz, FL 33548
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,067 sqft · built 1981 |
| Lot Size | 3.72 acres (162,457 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Sep 2015) |
| Tax Bill | $7,813 (2025) |
| Deeds & Mortgages | Jun 2017 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015047-9115 |
| Primary APN | 015047-9115 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,067 sqft Living Area |
| Gross Area | 4,333 sqft |
| 1st Floor Area | 3,067 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 162,457 sqft |
| Lot Dimensions | 200 ft deep x 235 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 690 sqft |
| Porch | Open Porch |
| Porch Area | 585 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0150479115 |
|---|---|
| Street Address | 3618 BERGER RD |
| City | LUTZ |
| State | FL |
| Zip | 33548-4703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | CRENSHAW LAKES PT OF TRACT C DESC AS FROM SMOST COR OF LOT 24 OF SAID SUB THN N 71 DEG 32 MIN W ALONG SLY BDRIES OF LOTS 24 AND 23 443.32 FT THN S 36 DEG 18 MIN W 52.52 FT TO PT ON SWLY R/W OF BERGER RD THN S 71 DEG 32 MIN E ALONG SAID R/W 466.76 FT |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 22 |
| Legal Subdivision | CRENSHAW LAKES |
| Legal Tract | C |
| Legal Lot Number | 24 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 11109 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3618 BERGER RD, LUTZ, FL 33548-4703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2017 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Jun 8, 2021 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2015 · Amount on Record |
| Deed Sale | Sep 15, 2015 · Amount on Record |
| Prior Sale | Aug 3, 1995 · Amount on Record |
| Deed Document Number | 2015355229 |
| Deed Book / Page | 23540 / 569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3618 BERGER RD, LUTZ, FL 33548-4703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000214432 |
|---|---|
| Date | Jun 2, 2017 |
| Book Page | 24984/0557 |
| Instrument | 2017214432 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3618 BERGER RD, LUTZ, FL 33548-4703 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3618 BERGER RD, LUTZ, FL 33548-4703 |
| Document Number | 0000287165 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 2021287165 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $451,552 (+2.7%) | $838,353 (-18.59%) Land $497,568 Building $340,785 | |
| 2025 | $7,813.00 (+12.22%) Homeowner's exemption Veteran's exemption | $439,681 (+5.99%) | $1,029,814 (+18.98%) Land $679,343 Building $350,471 |
| 2023 | $6,962.00 (+3.88%) Homeowner's exemption Veteran's exemption | $414,845 (+3%) | $865,504 (-4.3%) Land $528,787 Building $336,717 |
| 2022 | $6,702.00 Homeowner's exemption Veteran's exemption | $402,762 | $904,438 Land $513,122 Building $391,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 103 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 11 (1994–2024) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures