3617 Ridge Point Dr, Argyle, TX 76226 Property Records

Denton County property record for 3617 Ridge Point Dr, Argyle, TX 76226

Property Summary

Property Type	Single Family Home
Details	3,596 sqft · built 2020
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$785,091 (Oct 2020)
Deeds & Mortgages	May 2026 Line of Credit Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R733486`

Property Details

APN / Parcel Number

Primary APN	`R733486`
Alternative APNs	`SJ1372A-000000C-0000-0005-0000` `SJ1372A-000000C-0000-0005` `839568`

Interior

Stories	1 Story
Building Area	3,596 sqft Living Area
Gross Area	4,457 sqft
1st Floor Area	3,596 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1 sqft
Porch	Open Porch
Porch Area	547 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	3617 RIDGE POINT DR
City	ARGYLE
State	TX
Zip	76226-2087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STARDUST RANCH PHASE 2 BLK C LOT 5
Legal Subdivision	STARDUST RANCH PHASE 2
Legal Block	C
Legal Lot Number	5
Jurisdiction	DENTON TX
Township / Civil Division	JUSTIN-ROANOKE
Census Block Group	3
Census Block	3031
Census Tract	20314

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3617 RIDGE POINT DR, ARGYLE, TX 76226-2087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit PENTAGON FEDERAL CREDIT UNION
Apr 28, 2022	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Oct 2, 2020	Vendor's Lien, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Deed Document Number	2020156834
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Recording Date	May 11, 2026
Property Address	3617 RIDGE POINT DR, NORTHLAKE, TX 76226-2087
Document Number	0000054251
Instrument Date	May 4, 2026
Instrument	202654251
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NATIONWIDE TITLE CLEARING INC, NATIONWIDE TITLE CLEARING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 RIDGE POINT DR, NORTHLAKE, TX 76226-2087

Mortgage

Document Number	0000054251,
Date	May 11, 2026
Instrument	202654251

Lender

Name	PENTAGON FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2056

Interest

Rate	7.13%
Max Rate	-1%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DENTON TX
Property Address	3617 RIDGE POINT DR, ARGYLE, TX 76226-2087
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 RIDGE POINT DR, NORTHLAKE, TX 76226-2087

Mortgage

Document Number	0000063625
Date	Apr 28, 2022
Instrument	2022-063625

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DENTON TX
Recording Date	Oct 2, 2020
Property Address	3617 RIDGE POINT DR, ARGYLE, TX 76226-2087
Document Number	0000156834
Map Reference	FILE 2018-278
Instrument Date	Oct 1, 2020
Instrument	2020-156834
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 RIDGE POINT DR, NORTHLAKE, TX 76226-2087

Mortgage

Document Number	0000156835
Date	Oct 2, 2020
Instrument	2020-156835

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000156835
Date	Oct 2, 2020
Instrument	2020-156835

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Denton County
Municipality	Northlake Town
Unified School District	Northwest Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$987,732 (+1%) Land $185,130 Building $821,922	$1,007,052 (-3.69%) Land $185,130 Building $821,922
2025	$897,938 (-10.58%) Land $185,130 Building $860,474	$1,045,604 (+4.12%) Land $185,130 Building $860,474
2023	$1,004,235 Land $152,460 Building $851,775	$1,004,235 Land $152,460 Building $851,775

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF NORTHLAKE serves 10,430 people · EPA ID TX0610235
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	400 / 100
ElektraFi Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Open Infra.

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