3617 Pea Rdg Rd, Cornelia, GA 30531 Property Records

Habersham County property record for 3617 Pea Rdg Rd, Cornelia, GA 30531

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,224 sqft · built 2004
Lot Size	11.3 acres (496,148 sqft)
Owner	Individual Name on File
Last Sale	$649,000 (Jun 2026)
Tax Bill	$3,195 (2026)
Deeds & Mortgages	Jun 2026 Sale Jan 2011 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`025 150`

Property Details

APN / Parcel Number

Primary APN	`025 150`
Alternative APNs	`683161` `377536`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,224 sqft Heated Area
Gross Area	480 sqft
1st Floor Area	320 sqft
Basement Area	1,456 sqft
Unfinished Basement	1,456 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	496,148 sqft (11.3 acres)

Exterior Amenities

Porch	Slab
Porch Area	408 sqft
Deck Area	Deck Area
Patio Area	1,268 sqft
Storage Building	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	377536
Street Address	3617 PEA RIDGE RD
City	CORNELIA
State	GA
Zip	30531-4971
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	LI
Legal Description	10-63&64 PB 23-259 DB1420-656
Legal Subdivision	THOMAS V WARREN
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1010
Census Tract	603

Owner

3617 Pea Rdg Rd, a rural home, is owned by an individual who bought it in June 2026.

Source: Habersham County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	5824 HALFMOON WAY, LAS VEGAS, NV 89108-4720
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2026	Limited Warranty Deed, Transfer
Jan 21, 2011	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 20, 2008	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL
Jan 12, 2026	Quit Claim Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL
Sep 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2026 · Amount on File
Deed Sale	Jun 28, 2026 · Amount on File
Prior Sale	Oct 31, 2024
Deed Book / Page	1438 / 280
Prior Transfer Date	Dec 31, 2025
Prior Transfer Doc	001420/656
Record Updated	Oct 29, 2026

June 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jun 28, 2026
Property Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971
Document Number	1438000280
Book / Page	1438 / 280
Instrument Date	Jun 26, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5824 HALFMOON WAY, LAS VEGAS, NV 89108-4720

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971
Transaction Type	Mortgage
Record Updated	Mar 16, 2026
Title Company	LSI-LPS, LSI LPS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00944/0345
Date	Jan 21, 2011
Book Page	944/0345

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2041

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000869/206
Date	Nov 20, 2008
Book Page	869/206

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2038

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971

Mortgage

Document Number	0000001420/0000000659
Date	Jan 12, 2026
Book Page	0000001420/0000000659

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HABERSHAM GA
Recording Date	Jan 12, 2026
Property Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971
Document Number	001420/656
Book / Page	1420 / 656
Instrument Date	Dec 31, 2025
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971
Investor	Possibly a Property Investor

Mortgage

Document Number	0001420659
Date	Jan 12, 2026
Instrument	1420/659

Lender

Name	TOP FLITE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Sep 2, 2021
Property Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971
Document Number	1277/115
Book / Page	1277 / 115
Instrument Date	Sep 2, 2021
Instrument	2021-002147
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3617 PEA RIDGE RD, CORNELIA, GA 30531-4971

Tax Assessment & Valuation

The 2026 property tax bill for 3617 Pea Rdg Rd was $3,195, down 11.8% from the year before.

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,195.00 (-11.79%)	$198,083 (-2.9%) Land $73,176 Building $124,907	$495,208 (-2.9%) Land $182,941 Building $312,267
2025	$3,622.00	$203,999 Land $68,389 Building $135,610	$509,999 Land $170,973 Building $339,026
2023	Homeowner's exemption	$193,356 (+27.78%) Land $71,620 Building $121,736	$483,390 (+27.78%) Land $179,050 Building $304,340
2022	Homeowner's exemption	$151,324 Land $47,044 Building $104,280	$378,310 Land $117,610 Building $260,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3617 Pea Rdg Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Most Recent Claim	Oct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3617 Pea Rdg Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TrailWave Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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