3616 White Summit Ln, Melissa, TX 75454 Property Records

Collin County property record for 3616 White Summit Ln, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,044 sqft · built 2010
Owner	Owner Name on File
Tax Bill	$5,295 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8674-00A-0110-1`

Property Details

APN / Parcel Number

Primary APN	`R-8674-00A-0110-1`
Alternative APN	`2571362`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,044 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	2,044 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2571362
Street Address	3616 WHITE SUMMIT LN
City	MELISSA
State	TX
Zip	75454-2581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HUNTERS CREEK PHASE 1 (CML), BLK A, LOT 11
Legal Subdivision	HUNTERS CREEK PHASE 1 (CML)
Legal Phase	1
Legal Block	A
Legal Lot Number	11
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3048
Census Tract	30207

Owner

The current owner of 3616 White Summit Ln acquired it in June 2010.

Source: Collin County records, as of October 23, 2025

Owner of Record	Owner Name on File
Mailing Address	3616 WHITE SUMMIT LN, MELISSA, TX 75454-2581
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST HORIZON BANK
Sep 17, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2010
Deed Sale	Jun 28, 2010
Deed Document Number	20100628000654530
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3616 WHITE SUMMIT LN, MELISSA, TX 75454-2581
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098990
Date	Jan 19, 2022
Instrument	20220119000098990

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	3616 WHITE SUMMIT LN, MELISSA, TX 75454-2581
Document Number	0001723870
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 WHITE SUMMIT LN MELISSA TX 754542581, MELISSA, TX 75454-2581

Mortgage

Document Number	0001723870
Date	Oct 6, 2020
Instrument	1723870

Lender

Name	HUD-HOUSING/URBAN DEV
Address	MELISSA, TX 75454-2581

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 5, 2040

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$368,249 Land $95,000 Building $273,249	$368,249 Land $95,000 Building $273,249
2024	$5,295.00
2023		$384,813 Land $95,000 Building $289,813	$384,813 Land $95,000 Building $289,813
2022	$5,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 White Summit Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 White Summit Ln is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Grayson Collin Communications Fiber	1,000 / 1,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

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