3616 River Watch Ln, Franklinton, NC 27525 Property Records

Granville County property record for 3616 River Watch Ln, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,166 sqft · built 2021
Lot Size	0.925 acres (40,300 sqft)
Owner	2 Individual Names on File
Last Sale	$572,500 (Mar 2022)
Tax Bill	$4,649 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Feb 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`182500559685`

Property Details

APN / Parcel Number

Primary APN	`182500559685`
Alternative APNs	`182500 620` `88933302` `1076553`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,166 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,300 sqft (0.925 acres)
Garage Type	Attached
Garage Area	1,034 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1076553
Street Address	3616 RIVER WATCH LN
City	FRANKLINTON
State	NC
Zip	27525-7051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER WATCH LN
Legal Subdivision	THE OAKS AT IRONWOOD SUBDIVISION
Legal Lot Number	185
Jurisdiction	GRANVILLE NC
Township / Civil Division	BRASSFIELD
Census Block Group	2
Census Block	2003
Census Tract	970605

Owner

3616 River Watch Ln is owned and occupied by two individuals who bought it in March 2022.

Source: Granville County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3616 RIVER WATCH LN, FRANKLINTON, NC 27525-7051
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH STATE BANK
Feb 25, 2021	Warranty Deed, Construction Loan · Construction Mortgage BENCHMARK COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2022 · Amount on File
Deed Sale	Mar 15, 2022 · Amount on File
Prior Sale	Feb 25, 2021 · Amount on File
Deed Book / Page	1893 / 655
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Mar 15, 2022
Property Address	3616 RIVER WATCH LN, FRANKLINTON, NC 27525-7051
Document Number	001893/655
Book / Page	1893 / 655
Map Reference	MB 45 PG 112&113
Instrument Date	Mar 2, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1011, YOUNGSVILLE, NC 27596-1011

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 RIVER WATCH LN, FRANKLINTON, NC 27525-7051

Mortgage

Document Number	0001893657
Date	Mar 15, 2022
Instrument	1893/657

Lender

Name	NORTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Feb 25, 2021
Property Address	3616 RIVER WATCH LN, FRANKLINTON, NC 27525-7051
Document Number	001824/823
Book / Page	1824 / 823
Map Reference	MB 45 PG 112
Instrument Date	Jan 25, 2021
Transaction Type	Construction Loan
Record Updated	Nov 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	836 DOVETAIL MEADOW LN, 836, WAKE FOREST, NC 27587-9528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1265 FLAT ROCK CHURCH RD, LOUISBURG, NC 27549-9176
Investor	Possibly a Property Investor

Mortgage

Document Number	0001824825
Date	Feb 25, 2021
Instrument	1824/825

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3616 River Watch Ln was $4,649.

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,855 (-) Land $100,000 Building $559,855
2025	$4,649.00	$659,855 Land $100,000 Building $559,855	$659,855 (-) Land $100,000 Building $559,855
2024			$659,855 (+79.94%) Land $100,000 Building $559,855
2023	$3,378.00 (+28.1%)	$366,715 (+23.67%) Land $55,000 Building $311,715	$366,715 (+23.67%) Land $55,000 Building $311,715
2022	$2,637.00	$296,516 Land $55,000 Building $241,516	$296,516 Land $55,000 Building $241,516

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 River Watch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 River Watch Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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