3616 N 20th St, Waco, TX 76708 Property Records

McLennan County property record for 3616 N 20th St, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,754 sqft · built 1955
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,600 (Jun 2018)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-031500-007800-1`

Property Details

APN / Parcel Number

Primary APN	`48-031500-007800-1`
Alternative APNs	`4803150000780010111` `183205`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,754 sqft Living Area
1st Floor Area	1,754 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1976
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Shed	1 Shed
Shed Area	140 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3616 N 20TH ST
City	WACO
State	TX
Zip	76708-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	NORTH WACO LOT 5 BLOCK 5 ACRES .1894
Legal Subdivision	NORTH WACO
Legal Block	5
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1005
Census Tract	1100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3616 N 20TH ST, WACO, TX 76708-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Warranty Deed, Transfer · FHA Mortgage WALLICK & VOLK
Dec 1, 2017	Warranty Deed, Transfer FIRST NAT'L BK/MCGREGOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2018 · Amount on Record
Deed Sale	Jun 22, 2018 · Amount on Record
Prior Sale	May 21, 2010 · Amount on Record
Deed Document Number	201820780
Prior Transfer Date	Jun 27, 2008
Prior Transfer Doc	0000015430
Record Updated	Oct 29, 2026

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 22, 2018
Property Address	3616 N 20TH ST, WACO, TX 76708-2020
Document Number	0000020780
Instrument Date	Jun 19, 2018
Instrument	20780
Transaction Type	Transfer
Record Updated	Jul 19, 2018
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3616 N 20TH ST WACO TX 767082020, WACO, TX 76708-2020

Mortgage

Document Number	20781
Date	Jun 22, 2018
Instrument	20781

Lender

Name	WALLICK & VOLK
Address	CHEYENNE, WY 82001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 1, 2017
Property Address	3616 N 20TH ST, WACO, TX 76708-2020
Document Number	0000039531
Instrument Date	Nov 29, 2017
Instrument	39531
Transaction Type	Transfer
Record Updated	Dec 12, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1700 CROW DR WACO TX 767053536, WACO, TX 76705-3536

Mortgage

Document Number	39532
Date	Dec 1, 2017
Instrument	39532

Lender

Name	FIRST NAT'L BK/MCGREGOR
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 30, 2037

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$185,889 (+1%)	$219,364 (+15.27%) Land $18,068 Building $201,296
2025	$1,160.00 (-6.75%) Homeowner's exemption Senior Citizen's exemption	$168,990 (-3.96%)	$190,309 (+8.16%) Land $16,420 Building $173,889
2024	$1,244.00 (+136.05%)
2023		$175,950 Land $16,420 Building $159,530	$175,950 Land $16,420 Building $159,530
2022	$527.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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