3616 Lower Saxtown Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 3616 Lower Saxtown Rd, Waterloo, IL 62298

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,240 sqft · built 1988
Lot Size2.53 acres (110,207 sqft)
Owner2 Individual Names on File
Tax Bill$4,043 (2025)
APN12-34-0-302-001

Property Details

APN / Parcel Number

Primary APN12-34-0-302-001

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,240 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialCombination
Construction TypeFrame
Lot Area110,207 sqft (2.53 acres)

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area420 sqft
Patio Area900 sqft
Pole Barn2,600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address3616 LOWER SAXTOWN RD
CityWATERLOO
StateIL
Zip62298-4604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILDWOOD ACRES SUB LOT/SEC-4 2567-800
Legal SubdivisionWILDWOOD ACRES SUB
Legal Block302
JurisdictionST CLAIR IL
Township / Civil DivisionMILLSTADT
Census Block Group3
Census Block3048
Census Tract503203

Owner

3616 Lower Saxtown Rd is owned and occupied by two individuals.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3616 LOWER SAXTOWN RD, WATERLOO, IL 62298-4604
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3616 Lower Saxtown Rd was $4,043 with exemptions applied.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMillstadt Township
Secondary School DistrictBelleville Township High School District 201 (09 - 12)
Elementary School DistrictMillstadt Consolidated Community School District 160 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,043.00$109,274 Land $14,189 Building $95,085$327,822 Land $42,567 Building $285,255
2022$81,902 Land $11,911 Building $69,991$245,706 Land $35,733 Building $209,973
2019$4,984.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3616 Lower Saxtown Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 Lower Saxtown Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Lower Saxtown Rd

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