3616 Joseph Cir, Norman, OK 73072 Property Records

Cleveland County property record for 3616 Joseph Cir, Norman, OK 73072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,614 sqft · built 1997
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$2,739 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NC29CANR3 2 14001`

Property Details

APN / Parcel Number

Primary APN	`NC29CANR3 2 14001`
Alternative APN	`27984`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	399 sqft
Porch	Porch
Porch Area	56 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27984
Old Parcel Number	27984
Street Address	3616 JOSEPH CIR
City	NORMAN
State	OK
Zip	73072-7621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANADIAN TRAILS ADD SEC 3-REPLAT LT 14 BLK 2
Legal Range	02W
Legal Township	08N
Legal Section	07
Legal Quarter	SW
Legal Subdivision	CANADIAN TRAILS
Legal Block	2
Legal Lot Number	14
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	1
Census Block	1004
Census Tract	201104

Owner

3616 Joseph Cir is owned and occupied by an individual who acquired it in July 2006.

Source: Cleveland County records, as of February 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3616 JOSEPH CIR, NORMAN, OK 73072-7621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit OU FCU
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2006
Deed Sale	Jul 25, 2006
Deed Document Number	2006 33223
Deed Book / Page	4212 / 1032
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3616 JOSEPH CIR, NORMAN, OK 73072-7621
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3616 JOSEPH CIR, NORMAN, OK 73072-7621

Mortgage

Document Number	R202314458
Date	Jun 5, 2023
Book Page	6554/1131
Instrument	R 2023 14458

Lender

Name	OU FCU
Type	Credit Union
Address	NORMAN, OK 73069

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	3616 JOSEPH CIR, NORMAN, OK 73072-7621
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	R202126230
Date	Jun 22, 2021
Book Page	6265/279
Instrument	R 2021 26230

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3616 Joseph Cir was $2,739.

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,739.00	$22,819 Land $4,559 Building $18,260	$266,977 Land $53,341 Building $213,636
2023	$2,485.00	$20,697 Land $5,130 Building $15,567	$217,354 Land $53,880 Building $163,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3616 Joseph Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3616 Joseph Cir is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
OEC Fiber Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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